Special Programs
Get your dream home with a specially-designed home loan.
If you’re a first-time homebuyer or an educator, we have a home loan program to fit your needs.
First-Time Homebuyer
Getting a loan is not quite as exciting as finding your dream home, so let us guide you through the process. Use HomeAdvantage to search for homes, find a real estate agent, and receive a rebate. Take advantage of exclusive savings with TruStage™ Home Insurance. Jumbo loans are also available for mortgages greater than $548,250.
Details:
- 0.25% rate reduction
- 0.50% origination fee (can use PlusPoints to pay 0% on origination fees)
| Rate | APR | Estimated Payment Terms | |
|---|---|---|---|
| 15-Year Fixed | As low as 2.250% | As low as 2.455% | $6.65 per $1,000 per month for 15 years |
| 30-Year Fixed | As low as 2.625% | As low as 2.738% | $4.08 per $1,000 per month for 30 years |
APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates listed include the 0.25% rate deduction. As low as APR includes 0% origination fee for 10,000 PlusPoints. Payments for first lien do not include taxes and insurance premiums. Additional terms available. Automatic payment required. Valid only for purchase or refinance of owner-occupied primary residence. Not eligible with our combination loans. NMLS #405608. Rates as of 7.27.2021. 
Educator Mortgage Loan Program
If you’re an educator, we offer special discounts on home loans. Use HomeAdvantage to search for homes, find a real estate agent, and receive a rebate. Take advantage of exclusive savings with TruStage™ Home Insurance. Jumbo loans also available for mortgages greater than $548,250.
Details:
- 0.25% rate reduction
- 0.50% origination fee (can use PlusPoints to pay 0% on origination fees)
- Also available to refinance an existing non-A+FCU mortgage
| Rate | APR | Estimated Payment Terms | |
|---|---|---|---|
| 15-Year Fixed | As low as 2.250% | As low as 2.455% | $6.65 per $1,000 per month for 15 years |
| 30-Year Fixed | As low as 2.625% | As low as 2.738% | $4.08 per $1,000 per month for 30 years |
APR=Annual Percentage Rate. Membership required. Must be a certified educator to qualify. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates listed include the 0.25% rate deduction. As low as APR includes 0% origination fee for 10,000 PlusPoints. Payments for first lien do not include taxes and insurance premiums. Additional terms available. Automatic payment required. Valid only for purchase or refinance of owner-occupied primary residence. Not eligible with our combination loans. NMLS #405608. Rates as of 7.27.2021.