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Savings Accounts

Membership Savings

Whether you’re saving money for a big expense or for emergencies, rest easy knowing your finances are not only secure in an insured account, but also earn dividends at competitive rates. Learn more about the different savings accounts we offer and find the one that’s right for you.

Become A Member

Membership Savings

This is one of the most user-friendly savings accounts you’ll find – $10 to open, $100 minimum balance to earn dividends, and no fees. Perfect for a wide variety of people with a wide variety of financial needs.

APY*
0.10%

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Youth Membership Savings

With a low minimum balance, no membership fee, and no monthly fee, the Youth Membership Savings account is designed to make it easier for kids and teens under 19 to start saving.

APY*
0.10%

Ages 13-19 can open account online. Age 12 and under visit branch location.

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Manage Your Finances

Open An Account

We’ve got you covered with options for your saving, checking, and planning needs. Open your account online today.

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Rates for membership, platinum, premium, and youth membership savings accounts
Minimum To Open Minimum To Earn Dividends Monthly Fee APY*
Membership Savings $10 $100 $0 0.10%
Youth Membership Savings $10 $10 $0 0.10%
Money Market $2,000 $2,000 $0 0.35%
Premier Savings $25,000 $25,000 $20 0.60%
Platinum Savings $100,000 $100,000 $0 0.70%

Premier Savings

Earn more when you deposit more in your savings account. Receive dividend rates that are 3x higher than our membership savings account when you have a $25,000 minimum balance.

APY*
0.60%

Learn More – Premier Savings

Platinum Savings

The worry-free, high-yield savings solution for protecting larger deposits. Maintain a minimum balance of $100,000 in an NCUA-insured account and earn every month without incurring any fees.

APY*
0.70%

Learn More – Platinum Savings

Money Market

Get the best of both worlds with our Money Market account – a savings and checking hybrid solution. Earn higher monthly dividends when you maintain a minimum balance of $2,000.

APY*
0.35%

Learn More – Money Market

*APY=Annual Percentage Yield.

Rates effective 2.1.2024 and are subject to change without notice. $20 monthly fee if balance falls below $25,000.

Membership required. Insured by NCUA. All checking accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice. Fees could reduce earnings. See Fee Schedule.

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Share Certificates

Save More For Your Future

Earn more from the money you save with a StartUP Certificate. Take advantage of this high-yield account option and get started for just $10.

Rates & Resources

To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.

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Life Guidance for:

Personal Finances

Financial health is a key part of overall wellness. Count on us to provide the knowledge and tools you need to make sense of your money, better your financial journey, and improve your peace of mind.

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Life Guidance for:

Raising Money-Smart Kids

Talking to kids about money is not only acceptable but also encouraged. Use our tips to help your child understand and practice age-appropriate money management skills.

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Be A Member, Not A Customer

Join The A+FCU Family

Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.

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Building stronger communities.®