Membership Savings
Whether you’re saving money for a big expense or for emergencies, rest easy knowing your finances are not only secure in an insured account, but also earn dividends at competitive rates. Learn more about the different savings accounts we offer and find the one that’s right for you.
Become A Member
Membership Savings
This is one of the most user-friendly savings accounts you’ll find – $10 to open, $100 minimum balance to earn dividends, and no fees. Perfect for a wide variety of people with a wide variety of financial needs.
APY*
0.10%†
Youth Membership Savings
With a low minimum balance, no membership fee, and no monthly fee, the Youth Membership Savings account is designed to make it easier for kids and teens under 19 to start saving.
APY*
0.10%†
Ages 13-19 can open account online. Age 12 and under visit branch location.
Open An Account
We’ve got you covered with options for your saving, checking, and planning needs. Open your account online today.
Compare Savings Accounts
| Minimum To Open | Minimum To Earn Dividends | Monthly Fee | APY* | |
|---|---|---|---|---|
| Membership Savings | $10 | $100 | $0 | 0.10%† |
| Youth Membership Savings | $10 | $10 | $0 | 0.10%† |
| Money Market | $2,000 | $2,000 | $0 | 0.35%† |
| Premier Savings | $25,000 | $25,000 | $20‡ | 0.60%† |
| Platinum Savings | $100,000 | $100,000 | $0 | 0.70%† |
Premier Savings
Earn more when you deposit more in your savings account. Receive dividend rates higher than our membership savings account when you have a $25,000 minimum balance.
APY*
0.60%†
Platinum Savings
The worry-free, high-yield savings solution for protecting larger deposits. Maintain a minimum balance of $100,000 in an NCUA-insured account and earn every month without incurring any fees.
APY*
0.70%†
Money Market
Get the best of both worlds with our Money Market account – a savings and checking hybrid solution. Earn higher monthly dividends when you maintain a minimum balance of $2,000.
APY*
0.35%†
*APY=Annual Percentage Yield.
†Rates effective 2.1.2024 and are subject to change without notice. ‡$20 monthly fee if balance falls below $25,000.
Membership required. Insured by NCUA. All checking accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice. Fees could reduce earnings. See Fee Schedule.
Save More For Your Future
Earn more from the money you save with a StartUP Certificate. Take advantage of this high-yield account option and get started for just $10.
Rates & Resources
To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.
Personal Finances
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Join The A+FCU Family
Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.