Woman hugs man from behind while they're laughing and standing in the kitchen by a window
Savings Accounts

Membership Savings

Trust that your funds are secure in an insured account as you save for a big expense or emergencies. Plus, grow the money you save by earning dividends paid monthly.

Become A Member

This is one of the most user-friendly savings accounts you’ll find – $10 to open, $100 minimum balance to earn dividends, and no fees. Perfect for a wide variety of people with a wide variety of financial needs.

Scroll to see more details
Rate for membership savings
Minimum To Open Minimum To Earn Dividends APY*
Membership Savings $10 $0 0.10%

Open Your Account

*APY=Annual Percentage Yield.

Rates effective 11.14.2024 and are subject to change without notice.

Membership required. Insured by NCUA. All accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice.

woman, holding a glass of orange juice, sits at a table in front of windows

Tiered Money Market

Grow your savings with higher dividends and the flexibility you need including no minimum opening balance requirements, no transfer or withdrawal limit, and no monthly fees. As your balance increases, so does your dividend rate!

Rates & Resources

To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.

A woman on a paddleboard with a dog next to her.
Life Guidance for:

Personal Finances

Financial health is a key part of overall wellness. Count on us to provide the knowledge and tools you need to make sense of your money, better your financial journey, and improve your peace of mind.

Two young girls playing on a playground.
Life Guidance for:

Raising Money-Smart Kids

Talking to kids about money is not only acceptable but also encouraged. Use our tips to help your child understand and practice age-appropriate money management skills.

Related Articles

Woman hugs and kisses dog’s face while outside.
Be A Member, Not A Customer

Join The A+FCU Family

Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.

Banking on each other.
Building stronger communities.®