Membership Savings
Trust that your funds are secure in an insured account as you save for a big expense or emergencies. Plus, grow the money you save by earning dividends paid monthly.
Become A Member
This is one of the most user-friendly savings accounts you’ll find – $10 to open, $0 minimum balance to earn dividends, and no fees. Perfect for a wide variety of people with a wide variety of financial needs.
| Minimum To Open | Minimum To Earn Dividends | APY* | |
|---|---|---|---|
| Membership Savings | $10 | $0 | 0.10%† |
*APY=Annual Percentage Yield.
†Rates effective 2.18.2025 and are subject to change without notice.
Membership required. Insured by NCUA. All accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice.
Tiered Money Market
Grow your savings with higher dividends and the flexibility you need including no minimum opening balance requirements, no transfer or withdrawal limit, and no monthly fees. As your balance increases, so does your dividend rate!
Rates & Resources
To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.
Personal Finances
Financial health is a key part of overall wellness. Count on us to provide the knowledge and tools you need to make sense of your money, better your financial journey, and improve your peace of mind.
Raising Money-Smart Kids
Talking to kids about money is not only acceptable but also encouraged. Use our tips to help your child understand and practice age-appropriate money management skills.
Related Articles
What To Do After Identity Theft: A Checklist
Wondering what to do after identity theft? If your personal information has been stolen, use this checklist to take quick action and make the recovery process smoother.
How Long Should I Keep My Bank Statements and Financial Documents?
Determining whether to keep or shred bank statements and financial documents can be confusing – use our simple guide to get started.
16 Months Of Financial Tips
Use these monthly financial tips to break down your top financial tasks and to-dos and get on the right path to being financially healthy.
Join The A+FCU Family
Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.