The Right Card For You
Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards, or begin building your credit history, we have the ideal card for you.
No matter which card you choose, you’ll enjoy important features like:
- Convenient and Flexible Purchasing Power, with your card accepted at millions of locations worldwide
- Mobile Purchasing Capability for added convenience
- Zero Fraud Liability* – you won’t be liable for fraudulent purchases if your card is lost or stolen
- Cardmember Service available 24 hours a day/365 days per year
Explore Credit Card Options
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and MasterCard International Incorporated. MasterCard is a registered trademark, and the circles design is a trademark of MasterCard International Incorporated.
A+ Personal Loan
Enjoy the freedom to choose how you want to use the funds with multiple terms up to 84 months and low, fixed rates.
As Low As APR*
Learn More – A+ Personal Loan
A+ Preferred Line Of Credit
Get the flexibility of a revolving line of credit which allows ongoing advances up to your credit limit and the freedom to use the funds for any purpose.
As Low As APR*
Learn More – A+ Preferred Line Of Credit
A+ Credit Cards
Whether you want to pay down balances faster, maximize cash back, earn rewards, or begin building your credit history, we have the ideal card for you.
*APR=Annual Percentage Rate.
†8.99% APR is for up to 84 months and includes 0.25% rate reduction for automatic payment from A+FCU account or electronic funds transfer from another financial institution. Cannot use PlusPoints to lower rate. Actual rate may vary depending on each individual’s credit history and underwriting factors. Rate may increase if automatic payment is canceled. $16.08 per $1,000 per month for 84 months. Rates as of 12.7.2023.
‡The Annual Percentage Rate (APR) is variable and is based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. As of 12.7.2023, the variable A+ Preferred Line of Credit APR ranges from 10.99% to 18.00% APR and the margin varies based on creditworthiness. Excellent credit is required to qualify for the lowest rates.
Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score and normal credit underwriting factors.