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Vehicle Loans

Car & Truck Loans

As one of the most experienced vehicle lenders in the greater Central Texas area, let us help you find a car or truck loan that fits your current financial situation. Whether you’re buying a new car, used truck, or want to refinance your existing vehicle, A+FCU is a partner you can trust.

Compare Options

6-36 Month Term

Available for both vehicle purchase and refinance.

As Low As APR*
7.69%

Payment terms: $31.19 per $1,000 for 36 months

37-66 Month Term

Available for both vehicle purchase and refinance.

As Low As APR*
7.69%

Payment terms: $18.63 per $1,000 for 66 months

67-75 Month Term

Available for both vehicle purchase and refinance.

As Low As APR*
8.19%

Payment terms: $17.08 per $1,000 for 75 months

76-84 Month Term

Available for both vehicle purchase and refinance.

As Low As APR*
8.44%

Payment terms: $15.81 per $1,000 for 84 months

85-96 Month Term

Available for both vehicle purchase and refinance.

As Low As APR*
8.69%

Payment terms: $14.49 per $1,000 for 96 months

Get Pre-Approved

Car shopping can be fun, but nothing is more frustrating than spending hours locating the perfect car and test driving it, only to find out that it’s out of your price range. Let us help you avoid those hassles with a pre-approved auto loan to ensure you know how much you can afford before you get to the dealership.

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 *APR=Annual Percentage Rate.

 85-96 month term loan requires minimum credit score of 720 and loan amounts of $100,000 or more.

 Membership required. Associations and business accounts are not eligible. Normal lending criteria apply. All loans subject to credit approval. Programs, rates, terms, and conditions are subject to change without notice. As low as rate includes 0.25% rate reduction for automatic payment from an A+FCU account or electronic funds transfer from another financial institution and 0.50% rate reduction for 5,000 PlusPoints. Rate may increase if automatic payment is canceled. Can use 5,000 PlusPoints to lower rate by 0.50% or 2,500 PlusPoints to lower rate by 0.25%. Add 1.00% to the above rates if vehicle has 100,000 miles or more. We are not currently doing loans for private party sales. Rates as of 1.13.2023.

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Check Loan Application Status

Easily check the status of your vehicle loan application.

Partner Dealerships

We work closely with a number of dealerships in the area to provide our members with the best prices and service.

Insurance & Protection

After buying a new or used vehicle, let A+FCU guide you to the right products designed to protect your investment.

Helpful

Rates & Resources

To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.

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Life Guidance for:

Buying A Vehicle

Shopping for a vehicle can be an exciting, but also stressful, experience. Our resources can help you narrow down your options, make you aware of things to look out for, and prepare you for big decisions.

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Life Guidance for:

(Re)Building Credit

Credit is factored into many decisions, including loan approvals, housing applications, insurance rates, and employment opportunities. To obtain the most favorable outcomes, it’s important to understand the basics of credit scores and credit reports.

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