![A woman holding a clipboard, she is standing in a bakery and looking over her shoulder.](https://aplusfcu.org/wp-content/uploads/business/img/subpage-hero_business-checking_aug22.jpg)
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Checking Accounts
A+FCU knows the checking account is the financial hub of most businesses – tracking all incoming and outgoing transactions. Selecting the right account is an important decision that can vary widely based on the specifics of your business. Compare our accounts to see what’s right for you.
Compare Options For Your Business
Compare your options to find the right checking account for your business. All business checking accounts include:
- Free online and mobile banking
- eStatements and eAlerts
- Surcharge-free ATMs (at select ATMs)
- Free teller transactions at all branches
- Business Bill Pay available
Basic Business Checking
- Minimum to Open: None
- Minimum Balance (to waive fee): None
- Item Charge: 50 items free*
- Dividends: None
- APY:† N/A
Monthly Fee
None
Classic Business Checking
- Minimum to Open: $100
- Minimum Balance (to waive fee): $1,500
- Item Charge: 150 items free*
- Dividends: None
- APY:† N/A
Monthly Fee
$15
Business Checking Plus
- Minimum to Open: $500
- Minimum Balance (to waive fee): $3,500
- Item Charge: 500 items free*
- APY† on Balances $3,500 - $24,999.99: 0.10%‡
- APY† on Balances $25,000 and up: 0.20%‡
Monthly Fee
$25
*$0.25 per item charge on items over limit
†APY = Annual Percentage Yield. ‡Rates effective 2.13.2025 and are subject to change without notice.
Membership required. Insured by NCUA. Rates subject to change without notice. Fees could reduce earnings. See Fee Schedule. All checking accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice
Business Resources
Take advantage of these resources to start and grow your business.
![A woman putting a sign in a window that reads "open"](https://aplusfcu.org/wp-content/uploads/global/ctas/life-guidance-cta/life-guidance-global-ctas_business-finances_aug22.jpg)
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Business Finances
Owning a business requires careful planning, making strategic decisions, and meeting important legal requirements. Whether you’re starting out or looking to grow, we have resources and tips to help.
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![A man leaning over a table and looking through some bills. He has a tablet on a table in front of him.](https://aplusfcu.org/wp-content/uploads/global/ctas/shared-cta/standard-global-ctas_business-loans_nov22.jpg)
![](/wp-content/themes/aplusfcu/images/dist/angle_cta-green-right.png)
Business Loans
Whether for needs big or small, get financing that’s right for your business. With a variety of loan options, we can help you achieve your goals.