Checking Accounts
A+FCU knows the checking account is the financial hub of most businesses – tracking all incoming and outgoing transactions. Selecting the right account is an important decision that can vary widely based on the specifics of your business. Compare our accounts to see what’s right for you.
Compare Options For Your Business
Compare your options to find the right checking account for your business. All business checking accounts include:
- Free online and mobile banking
- eStatements and eAlerts
- Surcharge-free ATMs (at select ATMs)
- Free teller transactions at all branches
- Business Bill Pay available
Basic Business Checking
- Minimum to Open: None
- Minimum Balance (to waive fee): None
- Item Charge: 50 items free*
- Dividends: None
- APY:† N/A
Monthly Fee
None
Classic Business Checking
- Minimum to Open: $100
- Minimum Balance (to waive fee): $1,500
- Item Charge: 150 items free*
- Dividends: None
- APY:† N/A
Monthly Fee
$15
Business Checking Plus
- Minimum to Open: $500
- Minimum Balance (to waive fee): $3,500
- Item Charge: 500 items free*
- APY† on Balances $3,500 - $24,999.99: 0.10%‡
- APY† on Balances $25,000 and up: 0.20%‡
Monthly Fee
$25
*$0.25 per item charge on items over limit
†APY = Annual Percentage Yield. ‡Rates effective 11.14.2024 and are subject to change without notice.
Membership required. Insured by NCUA. Rates subject to change without notice. Fees could reduce earnings. See Fee Schedule. All checking accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice
Business Resources
Take advantage of these resources to start and grow your business.
Business Finances
Owning a business requires careful planning, making strategic decisions, and meeting important legal requirements. Whether you’re starting out or looking to grow, we have resources and tips to help.
Related Articles
Reasons To Keep Your Business & Personal Finances Separate
Learn why treating your business as a separate entity should be your top priority when managing your money.
4 Smart Moves To Cut Expenses For Your Small Business
Take some of the stress out of operating your business by learning easy ways to save money.
Self-Employed & Stress-Free: Keep Track Of These 6 Types Of Documents For Tax Time
Filing your taxes as a gig worker can seem challenging – save these documents to make filing as self-employed easier.
Business Loans
Whether for needs big or small, get financing that’s right for your business. With a variety of loan options, we can help you achieve your goals.