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Savings Accounts

Premier Savings

Secure your finances in a savings account that does more for you. Our Premier Savings Account gives you convenient access to funds and earns you more with higher dividends paid monthly.

Grow Your Savings

More savings earns you more returns. Receive dividend rates higher than our Membership Savings Account on balances of $25,000 or greater.

Compare Accounts

Not A Member?

Open your Premier Savings online in minutes. Click the button below to join A+FCU through our easy online application > Select the savings account you want to open > Apply Now > Submit your application.

Current Members

Open your new Premier Savings Account online through A+ Online Banking. Log in and from the menu, click Open & Apply > Open Additional Shares.

Compare Savings Accounts

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Rates for membership, platinum, premium, and youth membership savings accounts
Minimum to Open Minimum to Earn Dividends Monthly Fee APY*
Membership Savings $10 $100 $0 0.10%
Youth Membership Savings $10 $10 $0 0.10%
Money Market $2,000 $2,000 $0 0.35%
Premier Savings $25,000 $25,000 $20 0.60%
Platinum Savings $100,000 $100,000 $0 0.70%

Membership Savings

Our most user-friendly saving account is only $10 to open, has no monthly fees, and earns dividends with a minimum balance of $100. Trust an account that can support a variety of financial needs plus help your savings grow.


Learn More – Membership Savings

Platinum Savings

The worry-free, high-yield savings solution for protecting larger deposits. Maintain a minimum balance of $100,000 in an NCUA-insured account and earn every month without incurring any fees.


Learn More – Platinum Savings

Money Market

Get the best of both worlds with our Money Market account – a savings and checking hybrid solution. Earn higher monthly dividends when you maintain a minimum balance of $2,000.


Learn More – Money Market

*APY = Annual Percentage Yield

Rates effective 5.1.2024 and are subject to change without notice. $20 monthly fee if balance falls below $25,000.

Membership required. Insured by NCUA. All accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice. Fees could reduce earnings. See Fee Schedule.

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High-Dividend New Money Certificates

For a limited time, earn 4.50% APY* on a 19-month share certificate or 4.00% APY* on a 37-month share certificate with money new to A+FCU.

Rates & Resources

To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.

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Life Guidance for:

Personal Finances

Financial health is a key part of overall wellness. Count on us to provide the knowledge and tools you need to make sense of your money, better your financial journey, and improve your peace of mind.

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Life Guidance for:

Raising Money-Smart Kids

Talking to kids about money is not only acceptable but also encouraged. Use our tips to help your child understand and practice age-appropriate money management skills.

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Be A Member, Not A Customer

Join The A+FCU Family

Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.

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