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A+ Federal Credit Union

  • Auto loan savings offer – EXTENDED!

    Lower your current auto loan rate by 1% APR*† and defer your first payment for 60 days.‡

    Find Out More
  • Mobile phone displaying A+FCU Mobile App Log In screen

    Bank on the go with our #1 rated app.

    Manage your finances online with the free A+ Mobile App – rated #1 Mobile Banking App of 2025.

    See Our Services

  • Turn your home's equity into cash.

    Let our team help you access your home's equity with competitive rates as low as 5.50% APR.*

    Explore Options

Today’s Featured Rates

Compare top rates for A+FCU products.

View All Rates

APR=Annual Percentage Rate. APY=Annual Percentage Yield. Rates and terms subject to change without notice.

Mortgage Purchase

30-Year Fixed

 As Low As APR 5.625% 5.688% APR
Auto Purchase

6-36 Months

 As Low As APR 5.49% APR
Share Certificate

18-Month Term

 3.55% APY
Home Equity Loan

5-Year Home Equity

 As Low As APR 5.240% 5.500% APR
Mortgage Refi

15-Year Fixed

 As Low As APR 5.125% 5.226% APR
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Online Services

Convenient Online Tools To Help You Live Your A+ Life

Get the most out of your A+FCU membership with free services designed to benefit you. Get paid up to two days early† with direct deposit, use Card Management to add extra security and set controls for your A+FCU debit cards, and stay on top of your credit with monthly credit score updates through A+ Online Banking and the award-winning A+ Mobile App, recognized as the 2025 Best Mobile Banking App in North America.

Direct Deposit Manage Your Cards Credit Score

Find out about…

Join A+FCU Find Rates Make A Payment Get The App A+ Gives Careers
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About A+FCU

Banking on each other. Building stronger communities.®

At A+FCU, we don’t have customers, we have members. That means we’re all in this together, and when one member does well, we all share the benefits.

Who We Are Community Support Join Now

When you work hard for your members, people notice.

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A+FCU Loans

We’ll set you up with the right loan for your needs.

Depending on your wants, needs, and financial situation, we’ll work together to find the loan that’s best for you.

Home Loans Vehicle Loans Personal Loans
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Products & Services for:

Accounts

Discover a range of account options designed to meet your everyday banking needs and maximize your savings.

  1. Checking
  2. Savings
  3. Certificates
Products & Services for:

Online Banking

As your financial institution, we offer a variety of convenient services to simplify your financial needs.

  1. A+ Online Banking
  2. A+ Mobile App
  3. Bill Pay

†Early payment of funds is not guaranteed and is subject to when A+FCU receives the funds from the originator.

Latest Articles

What Impacts Your Auto Loan Approval? Loan-To-Value, Debt-to-Income, & Key Factors Explained

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Preparing to finance a vehicle? Learn about what lenders consider so you can apply with confidence and avoid surprises.

How To Protect Personal Information Online: Tips From A Credit Union

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Learn how to protect your personal information online with tips from A+FCU. Avoid scams, spot threats, and stay safe online.

Thank You For A Successful 2025

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We’re grateful for our members who continue to help strengthen our credit union.

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