A man holding a guitar while a young girl reaches out to strum it.
Home Loans

Refinance

Refinancing your current mortgage can be a great way to save money every month or tens of thousands in interest by shortening the term of your loan. There are a lot of choices to consider, so let A+FCU help.

Explore Options

10-Year Fixed-Rate Refinance

As Low As APR*
6.983%

Compare Refinance Rates

15-Year Fixed-Rate Refinance

As Low As APR*
6.450%

Compare Refinance Rates

20-Year Fixed-Rate Refinance

As Low As APR*
6.686%

Compare Refinance Rates

30-Year Fixed-Rate Refinance

As Low As APR*
6.922%

Compare Refinance Rates

Mortgage Refinance Rates

Scroll to see more details
Rates, Annual Percentage Rates, Terms, and Monthly Payment Terms for various mortgage refinance loan options.
Rate APR* Estimated Payment
10-Year Fixed Refinance As low as 6.875% As low as 6.983% $4,041.28 per month for 10 years
15-Year Fixed Refinance As low as 6.375% As low as 6.450% $3,024.88 per month for 15 years
20-Year Fixed Refinance As low as 6.625% As low as 6.686% $2,635.33 per month for 20 years
30-Year Fixed Refinance As low as 6.875% As low as 6.922% $2,299.25 per month for 30 years

Apply To Refinance

*APR=Annual Percentage Rate

As low as rates and payments are based on a $350,000 loan amount with a 70% LTV (LTV = Loan to Value), and credit score >=760. Payment examples do not include taxes and insurance premiums; actual payment may be greater.

Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments, and normal credit underwriting factors. No rate discount for automatic payments. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. Additional terms available. Property must be located in Texas and primary owner-occupied single family residence. NMLS #405608. Rates as of 4.12.2024.

Already Applied?

Check Loan Application Status

Easily check the status of your refinance application, submit documents, and more.

Questions?

Fill out this form and a lending representative will be in touch. For more immediate assistance during business hours, please call us at 512.302.6849.

DO NOT include private account information in unsecure emails/forms to A+FCU.

Name(required)
This field is for validation purposes and should be left unchanged.

Helpful

Rates & Resources

To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.

A woman holding a cell phone and a credit card.
Life Guidance for:

Debt

To get out of debt, you need to be intentional with your money. Reach your goals faster with our tools for evaluating your debt load, developing a repayment strategy, and staying committed.

A woman on a paddleboard with a dog next to her.
Life Guidance for:

Personal Finances

Financial health is a key part of overall wellness. Count on us to provide the knowledge and tools you need to make sense of your money, better your financial journey, and improve your peace of mind.

Related Articles

Woman hugs and kisses dog’s face while outside.
Be A Member, Not A Customer

Join The A+FCU Family

Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.

Banking on each other.
Building stronger communities.®