Refinance
Refinancing your current mortgage can be a great way to save money every month or tens of thousands in interest by shortening the term of your loan. There are a lot of choices to consider, so let A+FCU help.
Explore Options
Mortgage Refinance Rates
Rate | APR* | Estimated Payment | |
---|---|---|---|
15-Year Fixed Refinance† | As low as 5.750% | As low as 5.815% | $2,906.44 per month for 15 years |
30-Year Fixed Refinance† | As low as 6.125% | As low as 6.165% | $2,126.64 per month for 30 years |
15-Year Jumbo Fixed‡ | As low as 6.250% | As low as 6.282% | $6,602.16 per month for 15 years |
30-Year Jumbo Fixed‡ | As low as 6.625% | As low as 6.645% | $4,930.39 per month for 30 years |
5/5 ARM† | As low as 5.750% | As low as 6.169% | $2,042.50 per month for initial fixed rate period (5 years)** |
10/10 ARM† | As low as 6.125% | As low as 6.335% | $2,126.64 per month for initial fixed rate period (10 years)** |
Fixed-Rate Mortgage
A fixed-rate mortgage is a mortgage with an interest rate that stays the same for the entire term of the loan – meaning the monthly principal and interest payment won’t change.
Adjustable-Rate Mortgage
An adjustable-rate mortgage is a loan type that offers a lower initial interest rate than most fixed-rate loans. The tradeoff is that the interest rate can change periodically and the monthly payment will go up or down accordingly.
Conforming & Jumbo
Depending on much you borrow, you will either have a conforming or jumbo (non-conforming) loan. Conforming loans have a loan limit up to $766,550 for 2024. Any amount higher is considered a jumbo loan.
Check Loan Application Status
Easily check the status of your refinance application, submit documents, and more.
Questions?
Fill out this form and a lending representative will be in touch. For more immediate assistance during business hours, please call us at 512.302.6849.
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Rates & Resources
To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.
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