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Home Loans


Refinancing your current mortgage can be a great way to save money every month or tens of thousands in interest by shortening the term of your loan. There are a lot of choices to consider, so let A+FCU help.

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10-Year Fixed-Rate Refinance

As Low As APR*

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15-Year Fixed-Rate Refinance

As Low As APR*

Compare Refinance Rates

20-Year Fixed-Rate Refinance

As Low As APR*

Compare Refinance Rates

30-Year Fixed-Rate Refinance

As Low As APR*

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Mortgage Refinance Rates

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Rates, Annual Percentage Rates, Terms, and Monthly Payment Terms for various mortgage refinance loan options.
Rate APR* Estimated Payment
10-Year Fixed Refinance As low as 6.875% As low as 6.983% $4,041.28 per month for 10 years
15-Year Fixed Refinance As low as 6.375% As low as 6.450% $3,024.88 per month for 15 years
20-Year Fixed Refinance As low as 6.625% As low as 6.686% $2,635.33 per month for 20 years
30-Year Fixed Refinance As low as 6.875% As low as 6.922% $2,299.25 per month for 30 years

Apply To Refinance

*APR=Annual Percentage Rate

As low as rates and payments are based on a $350,000 loan amount with a 70% LTV (LTV = Loan to Value), and credit score >=760. Payment examples do not include taxes and insurance premiums; actual payment may be greater.

Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments, and normal credit underwriting factors. No rate discount for automatic payments. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. Additional terms available. Property must be located in Texas and primary owner-occupied single family residence. NMLS #405608. Rates as of 4.12.2024.

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Rates & Resources

To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.

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