

Refinance
Refinancing your current mortgage can be a great way to save money every month or tens of thousands in interest by shortening the term of your loan. There are a lot of choices to consider, so let A+FCU help.
Explore Options
Borrowing Less Than $250,000
If you don’t need to borrow more than $250,000, click here to apply.
Borrowing $250,000 Or More
Thinking of borrowing a little more? Click here to apply.
Mortgage Refinance Rates
Rate | APR* | Estimated Payment | |
---|---|---|---|
10-Year Fixed Refinance† | As low as 7.000% | As low as 7.208% | $4,063.80 per month for 10 years |
15-Year Fixed Refinance† | As low as 6.875% | As low as 7.002% | $3,121.49 per month for 15 years |
20-Year Fixed Refinance† | As low as 7.250% | As low as 7.356% | $2,766.32 per month for 20 years |
30-Year Fixed Refinance† | As low as 7.375% | As low as 7.458% | $2,417.36 per month for 30 years |
*APR=Annual Percentage Rate
†As low as rates and payments are based on a $350,000 loan amount with a 70% LTV (LTV = Loan to Value), and credit score >=760. Payment examples do not include taxes and insurance premiums; actual payment may be greater.
Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments, and normal credit underwriting factors. No rate discount for automatic payments. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. Additional terms available. Property must be located in Texas and primary owner-occupied single family residence. NMLS #405608. Rates as of 9.27.2023.
Check Loan Application Status
Easily check the status of your refinance application, submit documents, and more.
Questions?
Fill out this form and a lending representative will be in touch. For more immediate assistance during business hours, please call us at 512.421.2874.
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Rates & Resources
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