![A group of children wearing halloween costumes and running through a field.](https://aplusfcu.org/wp-content/uploads/who-we-are/img/subpage-hero_youth-month_aug22.jpg)
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Youth Month
We believe helping youth build healthy money habits is important. With special incentives for them and resources for you, together we can guide youth in developing key money-management skills.
Financial Capability
Though we pride ourselves in promoting financial capability year round, April is especially celebrated by credit unions for two important reasons: Youth Month and Financial Literacy Month.
In honor of this, we focus on helping parents and caregivers have meaningful money conversation with kids while encouraging them to build a lifelong skill, saving. With cash prizes, giveaways, and fun-filled activities, youth ages 18 and under have an action-packed month.
Stay tuned!
![A group of kids sitting around a table with a bunch of colored markers.](https://aplusfcu.org/wp-content/uploads/global/ctas/shared-cta/standard-global-ctas_youth-programs_aug22.jpg)
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Youth Programs
We understand how important finances are. That’s why we offer programs that help kids and teens develop and improve financial capability.
Resources
![A woman holding an A+FCU debt card.](https://aplusfcu.org/wp-content/uploads/global/ctas/shared-cta/standard-global-ctas_cash-back-checking_aug22.jpg)
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Cash-Back Checking
Get the debit card that earns you unlimited cash back. Enjoy monthly rewards with your free Cash-Back Checking.
![A woman with a child on her shoulders, another woman is talking to them.](https://aplusfcu.org/wp-content/uploads/global/ctas/shared-cta/standard-global-ctas_startup_aug22.jpg)
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Save More For Your Future
Earn more from the money you save with a StartUP Certificate. Take advantage of this high-yield account option and get started for just $10.
Raising Money-Smart Kids Resources
Help raise money-smart kids with these resources.
![Two young girls playing on a playground.](https://aplusfcu.org/wp-content/uploads/global/ctas/life-guidance-cta/life-guidance-global-ctas_raising-money-smart-kids_aug22.jpg)
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Raising Money-Smart Kids
Talking to kids about money is not only acceptable but also encouraged. Use our tips to help your child understand and practice age-appropriate money management skills.
![Child sits on parent’s shoulders while outside](https://aplusfcu.org/wp-content/uploads/global/ctas/life-guidance-cta/life-guidance-global-ctas_family-and-finances_aug22.jpg)
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Family & Finances
As your family grows or changes, you’ll need to reimagine your finances. No matter what stage of life you’re in – getting married, having a baby, or raising money-smart kids – we’ve got you covered.
Resources For Year-Round Learning
Fun Family Activities for When You’re Stuck Indoors
![A young girl playing chess with an adult.](https://aplusfcu.org/wp-content/uploads/blog/img/fun-family-activities-for-when-youre-stuck-indoors_mar20_blog.jpg)
Whether you’re indoors to avoid extreme weather conditions or to help limit your spending, here’s ideas to help your family still have fun.
What’s A Good Age To Open A Checking Account?
![A teen sits at a table and eats a slice of pizza.](https://aplusfcu.org/wp-content/uploads/blog/img/when-is-it-appropriate-to-open-a-childs-first-checking-account_mar20_blog.jpg)
Are you trying to decide the best age to open a checking account for your child? Here are some considerations and tips.
Summer Activities In Austin
![A photo of a bridge on the lake in Austin, Texas.](https://aplusfcu.org/wp-content/uploads/blog/img/summer-activities-in-austin_may22_blog.jpg)
Don’t know what to do this summer? Lucky for you, there’s plenty to do in Austin without breaking the bank.
![Woman hugs and kisses dog’s face while outside.](https://aplusfcu.org/wp-content/uploads/global/ctas/shared-cta/standard-global-ctas_join-afcu_aug22.jpg)
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Join The A+FCU Family
Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.