
Educator Loans
A+FCU was started for educators, and we’re still 100% committed to doing right by them with special loan programs and discounts.

Classroom Cash Loan
The reality of teaching is that oftentimes you have to buy supplies with your own money – especially at the beginning of the school year. With $500 at 0% APR, the Classroom Cash Loan can help ease some of the stresses that come with the new school year.*
This loan is available annually from July 15 through September 30. Easily access funds or apply through A+ Online Banking or the A+ Mobile App.

Educator Mortgage
If you’re an educator, we offer special discounts on loans for purchasing a home or refinancing a mortgage.†
Other Loans For Educators
We offer additional loan products specific to educators. Call us at 512.421.2874 or visit a branch to apply.‡
*APR=Annual Percentage Rate. Membership required. Loan available annually from July 15 through September 30 for certified teachers, librarians, and counselors. Payment must be made through automatic transfer from an A+FCU savings or checking account to receive the 0.00% rate. Direct deposit required (minimum $300). Limit one loan of this type at any one time. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Maximum loan amount is $500. A+FCU member must meet Classroom Cash Loan requirements including: no negative shares; all loans current; no late payments >60 days on any open A+FCU loan; no late payments >60 days on any A+FCU loan closed within the last 36 months; no current or prior charge offs with A+FCU; maximum of $250 in non-sufficient funds (NSF) fees year-to-date on current checking accounts and any checking account closed within the past year; no current or prior bankruptcy status.
†Membership required. Must be a certified educator to qualify. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. NMLS #405608.
‡Membership required. Direct deposit, employment, and income verification required. Programs, rates, terms, and conditions are subject to change without notice. A+FCU Member’s share accounts must be positive and all loans must be current.


Educator Grants
We value educators and want to magnify their impact. That’s why our philanthropic arm, the A+ Education Foundation, helps eligible educators bring innovative ideas to life with grants of up to $1,500.
Educators Resources
We encourage educators to take advantage of these resources for in and out of the classroom.
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Join The A+FCU Family
Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.