Two men laughing and walking around campus.

Educator Loans

Started by educators, for educators, A+FCU is committed to doing right by them with special loan programs and discounts.

A young girl looks at a computer screen while an older woman sits next to her and points at something on the screen

Educator Mortgage

Save big on your home with the help of our award-winning Mortgage Team. Qualified educators and school employees can enjoy low down payment options, no origination fees, and up to $1,600 in closing cost assistance if you’re a first-time homebuyer.*

Home Loans

A woman sitting at a desk with a group of young children.

Other Loans For Educators

We offer additional loan products specific to educators, such as Bridge Loans to help make the transition to a teaching career easier, or a Certification Loan to help you cover the cost of earning your teaching certification through Region XIII. Call us at 512.421.2874 or visit a branch to apply.†

Find A Location

*Membership required. Property must be located in Texas. Loan is for first lien primary owner-occupied single family residence and eligible for purchase or rate and term refinances. Additional conditions and restrictions apply. Eligibility, direct deposit, and income verification restrictions may apply. The following fees will be waived up to $1,600: appraisal (waived only if loan closes), flood determination, credit report, document preparation, county filing fees, etc. Member will have to pay out-of-pocket title related fees (i.e. insurance, escrow, etc.), seller paid closing costs, discount points, escrows for taxes and insurance, and prepaid interest. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. NMLS #405608.

†Membership required. Direct deposit, employment, and income verification required. Programs, rates, terms, and conditions are subject to change without notice. A+FCU Member’s share accounts must be positive and all loans must be current.

A woman with two high school age kids, there is a robot on the table in front of them.

A+ Education Foundation

Educator Grants

We value educators and want to magnify their impact. That’s why our philanthropic arm, the A+ Education Foundation, helps eligible educators bring innovative ideas to life with grants of up to $1,500.

Explore The Qualifications

Helpful