
Educator Loans
Started by educators, for educators, A+FCU is committed to doing right by them with special loan programs and discounts.

Other Loans For Educators
We offer additional loan products specific to educators, such as Bridge Loans to help make the transition to a teaching career easier, or a Certification Loan to help you cover the cost of earning your teaching certification through Region XIII. Call us at 512.421.2874 or visit a branch to apply.†
*Membership required. Property must be located in Texas. Loan is for first lien primary owner-occupied single family residence and eligible for purchase or rate and term refinances. Additional conditions and restrictions apply. Eligibility, direct deposit, and income verification restrictions may apply. The following fees will be waived up to $1,600: appraisal (waived only if loan closes), flood determination, credit report, document preparation, county filing fees, etc. Member will have to pay out-of-pocket title related fees (i.e. insurance, escrow, etc.), seller paid closing costs, discount points, escrows for taxes and insurance, and prepaid interest. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. NMLS #405608.
†Membership required. Direct deposit, employment, and income verification required. Programs, rates, terms, and conditions are subject to change without notice. A+FCU Member’s share accounts must be positive and all loans must be current.


Educator Grants
We value educators and want to magnify their impact. That’s why our philanthropic arm, the A+ Education Foundation, helps eligible educators bring innovative ideas to life with grants of up to $1,500.
Educators Resources
We encourage educators to take advantage of these resources for in and out of the classroom.
Related Articles
Protect Your Finances Checklist

Always be on high alert for fraud. Better protect your finances with these recommended steps and free services available to A+FCU members.
16 Months Of Financial Tips

Use these monthly financial tips to break down your top financial tasks and to-dos and get on the right path to being financially healthy.
Lifestyle Creep: What Is It & How Can You Avoid It

Lifestyle creep quietly drains the progress from your rising income. Learn how to avoid it and take control of your finances with these tips.


Join The A+FCU Family
Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.