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Investments

Health Savings Accounts

We can help with more than just your financial health. Take advantage of our Health Savings Account (HSA) option if you have a high-deductible healthcare plan.

Plan For The Unexpected

With an HSA, contributions made through payroll deductions are pre-tax while other contributions can be tax-deductible. Earnings and withdrawals are tax-free when used for qualified medical expenses.

Use your HSA debit card to easily make purchases. If you don’t use your HSA debit card and need to reimburse your A+FCU checking or savings, easily transfer funds from your HSA through A+ Online Banking or the A+ Mobile App: Log in > Menu > Transfers & Payments > Transfer Money.*

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Opening Balance Minimum to Earn Dividends APY†
$10 $100 0.30%‡

*If you make a withdrawal from your Health Savings Account (HSA) via A+ Online Banking or the A+ Mobile App, you acknowledge and agree that you’re solely responsible for the reporting of these transactions on taxes, and maintaining qualified medical expense documentation, and that the withdrawal will be reported as a normal qualified medical expense distribution.

 †APY = Annual Percentage Yield. ‡Rate effective 2.18.2025 and is subject to change without notice..

Membership required. Insured by NCUA. Visit the IRS website for eligibility guidelines or the U.S. Treasury website to get more information about HSAs. Conditions and restrictions may apply. Subject to change without notice. Rates subject to change.

Start Your Savings

Visit one of our 22 branch locations to open your HSA today.

Find A Branch Near You

More About HSAs

Read our blog to see how a Health Savings Account can benefit you.

HSA Guidance
Helpful

Resources

Check out these resources to help you with your finances.

HSA vs. Traditional Health Plan Calculator HSA Information Savings Goals Calculator Get A+ Online Banking Free Financial Counseling Refer A Friend
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