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A+FCU Membership

When you’re an A+FCU member, you’re also an owner with a say in your credit union. Joining is easy and comes with a wide variety of member-only benefits.

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Be A Member, Not A Customer

At A+FCU, we don’t have customers, we have members. That means we’re all in this together, and when one member does well, we all share in the benefits. Our members rely on us to provide financial services to fit their needs and guidance to help them achieve their goals.

Member Benefits

There’s more to your membership than banking. Take advantage of these benefits.

Let’s bank on each other.®

How To Join

We partner with over 300 schools, districts, businesses, community organizations, and others to offer membership to their staff, students, employees, family members, and more. Additionally, you can also join if a family member is a current A+FCU member or by making a one-time dues payment of $10 to the A+ Education Foundation (made when you open your account).

Most accounts can be opened online with your Texas resident address, a valid email, and a debit or credit card to fund the account.


Join Online

Easily open your membership online in about five minutes.

Join In Person

Visit one of our 22 locations to open your account.

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Member Benefits Start Here

$75 New Member Promotion

We have rewards for you! Take advantage of our special promo and earn up to $75 when you join A+FCU.

Banking on each other.
Building stronger communities.®