New Money Advantage Share Certificates
Save with these special share certificates with money new to A+FCU.
Get A Great Rate
Take advantage of the benefits of membership plus higher dividend rates with these special promotional certificates with new money to A+FCU.
- Multiple terms available
- Fixed dividend rate
- Automatic renewal on maturity
19-Month Certificate‡
$1,000 minimum balance, $1,000,000 maximum balance.
APY*
4.35%†
37-Month Certificate‡
$1,000 minimum balance, $1,000,000 maximum balance.
APY*
4.00%†
Not A Member?
Click the button below to join A+FCU through our easy online application > Select the certificate you want to open > Apply Now > Submit your application.
Current Members
Open your new certificate online through A+ Online Banking. Log in and from the menu, click Open & Apply > Open Additional Shares.
StartUP Certificate
Earn 5.00% APY on up to $1,000 for 12 months. Use your PlusPoints to increase the dividend rate by an additional 0.25%.
Minimum Balance
$10
Share Certificates
Enjoy terms from 6 to 60 months and redeem your PlusPoints to increase the dividend rate by an additional 0.25%.
Minimum Balance
$1,000
Plus Advantage Certificates
Take advantage of a one-time boost in the dividend rate should rates go up. Redeem your PlusPoints to increase the dividend rate by an additional 0.25%.
Minimum Balance
$1,000
Rates & Resources
To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.
Personal Finances
Financial health is a key part of overall wellness. Count on us to provide the knowledge and tools you need to make sense of your money, better your financial journey, and improve your peace of mind.
Budgeting
Ready to take control of your finances? See what steps to follow to develop a spending and saving plan and follow through on it.
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How Do Share Certificates Work?
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Join The A+FCU Family
Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.