

New Money Advantage Share Certificates
Save with these special share certificates with money new to A+FCU.
Get A Great Rate
Take advantage of the benefits of membership plus higher dividend rates with these special promotional certificates with new money to A+FCU.
- Multiple terms available
- Fixed dividend rate
- Automatic renewal on maturity
19-Month Certificate‡
$1,000 minimum balance, $1,000,000 maximum balance.
APY*
4.00%†
$1,000,000 maximum balance allowed across all New Money Advantage Certificates.
37-Month Certificate‡
$1,000 minimum balance, $1,000,000 maximum balance.
APY*
4.20%†
$1,000,000 maximum balance allowed across all New Money Advantage Certificates.


Open Your Certificate
Take advantage of this limited-time offer by visiting an A+FCU branch.
*APY = Annual Percentage Yield. †Rates effective 9.1.2023 and are subject to change without notice.
‡Money must be new to A+FCU. Programs, rates, terms, and conditions are subject to change without notice. Penalty may be assessed for early withdrawal. Cannot use PlusPoints for New Money Advantage Share Certificates. At maturity, 19-month certificate will automatically renew for an 18-month term and 37-month certificate will automatically renew for a 36-month term.
Membership required. Insured by NCUA. New members must open a Membership Savings Account. $10 minimum opening deposit required for Membership Savings. New accounts screened through ChexSystems. Person must have US SSN/ITIN.
StartUP Certificate
Earn 5.00% APY on up to $1,000 for 12 months. Use your PlusPoints to increase the dividend rate by an additional 0.25%.
Minimum Balance
$10
Share Certificates
Enjoy terms from 6 to 60 months and redeem your PlusPoints to increase the dividend rate by an additional 0.25%.
Minimum Balance
$1,000
Plus Advantage Certificates
Take advantage of a one-time boost in the dividend rate should rates go up. Redeem your PlusPoints to increase the dividend rate by an additional 0.25%.
Minimum Balance
$1,000
Rates & Resources
To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.


Personal Finances
Financial health is a key part of overall wellness. Count on us to provide the knowledge and tools you need to make sense of your money, better your financial journey, and improve your peace of mind.


Budgeting
Ready to take control of your finances? See what steps to follow to develop a spending and saving plan and follow through on it.
Related Articles
Digital Payment Apps: A Safety Guide

Technology has revolutionized the way we manage our finances. While it’s made banking convenient and efficient, it also comes with risks.
Your Financial Health Check-In

A financial check-up is just as important as a physical. Learn how to evaluate fiscal matters to gauge your financial wellness.
How To Start Your Fall Financial Review

Fall is the perfect time to check in on and evaluate your personal finances. Use these helpful tips to end the year strong and pave the way for future success.


Join The A+FCU Family
Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.