Woman laughs while holding a coffee mug and sits on a couch outside.
Certificates

New Money Advantage Share Certificates

Save with these special share certificates with money new to A+FCU.

Get A Great Rate

Take advantage of the benefits of membership plus higher dividend rates with these special promotional certificates with new money to A+FCU.

19-Month Certificate

$1,000 minimum balance, $1,000,000 maximum balance.

APY*
4.35%

$1,000,000 maximum balance allowed across all New Money Advantage Certificates.

37-Month Certificate

$1,000 minimum balance, $1,000,000 maximum balance.

APY*
4.00%

$1,000,000 maximum balance allowed across all New Money Advantage Certificates.

Not A Member?

Click the button below to join A+FCU through our easy online application > Select the certificate you want to open > Apply Now > Submit your application.

Current Members

Open your new certificate online through A+ Online Banking. Log in and from the menu, click Open & Apply > Open Additional Shares.

*APY = Annual Percentage Yield. Rates effective 10.10.2024 and are subject to change without notice.

Money must be new to A+FCU. Programs, rates, terms, and conditions are subject to change without notice. Penalty may be assessed for early withdrawal. Cannot use PlusPoints for New Money Advantage Share Certificates. At maturity, 19-month certificate will automatically renew for an 18-month term and 37-month certificate will automatically renew for a 36-month term.

Membership required. Insured by NCUA. New members must open a Membership Savings Account. $10 minimum opening deposit required for Membership Savings. New accounts screened through ChexSystems. Person must have US SSN/ITIN.

 

Compare Certificate Options

StartUP Certificate

Earn 5.00% APY on up to $1,000 for 12 months. Use your PlusPoints to increase the dividend rate by an additional 0.25%.

Minimum Balance
$10

Learn More – StartUP

Share Certificates

Enjoy terms from 6 to 60 months and redeem your PlusPoints to increase the dividend rate by an additional 0.25%.

Minimum Balance
$1,000

Learn More – Share Certificates

Plus Advantage Certificates

Take advantage of a one-time boost in the dividend rate should rates go up. Redeem your PlusPoints to increase the dividend rate by an additional 0.25%.

Minimum Balance
$1,000

Learn More – Plus Advantage

Rates & Resources

To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.

A woman on a paddleboard with a dog next to her.
Life Guidance for:

Personal Finances

Financial health is a key part of overall wellness. Count on us to provide the knowledge and tools you need to make sense of your money, better your financial journey, and improve your peace of mind.

Female sits on floor on laptop with notebooks open next to her
Life Guidance for:

Budgeting

Ready to take control of your finances? See what steps to follow to develop a spending and saving plan and follow through on it.

Related Articles

Woman hugs and kisses dog’s face while outside.
Be A Member, Not A Customer

Join The A+FCU Family

Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.

Banking on each other.
Building stronger communities.®