PlusPoints

We’re Making A Change

The PlusPoints Member Rewards Program will be ending on October 31, 2026. With the program ending, we’ll have greater flexibility to review and evaluate dividend and loan rate opportunities that support the needs of our membership.

What does this mean for you? Until October 31, 2026, you can still:

• Continue to earn PlusPoints through September 30, 2026
• Redeem PlusPoints to increase certificate rates
• Use them to lower eligible loan rates
• Combine points within your household to maximize your rewards

However, after this date, the PlusPoints program and any remaining points will no longer be available.

Redeem Your Points

Here are ways to redeem your points between now and October 31, 2026.

Ways To Earn PlusPoints

Our PlusPoints Member Rewards Program is designed to earn you redeemable reward points that you can use to enhance some A+FCU products. Here’s how you can still earn points between now and September 30, 2026:

• Get 1 point for every $1 in interest paid on an A+FCU loan or A+FCU-maintained mortgage
• Get 1 point for every $1 in dividends earned on share accounts
• Earn 10 points for every signature-based transaction and earn 5 points for every PIN-based transaction using your A+FCU debit card with your Cash-Back Checking Account
• Get 100 points for every year of membership
• Get 100 points during your birthday month
• Additional points may be awarded for special promotions and campaigns
• Earn 100 points for every BalanceTrack module completed*

Things To Know

• You can continue to earn PlusPoints through September 30, 2026
• Credited automatically by the tenth of each month or after each special promotion
• Can be transferred to the A+FCU membership of any immediate family member living within the same household
• Balances are available on monthly statements and can be viewed with your account details in A+ Online Banking or with the A+ Mobile App
• Capped at 25,000 points per member
• After October 31, 2026, the PlusPoints program and any remaining points will no longer be available

*Members can earn up to 300 PlusPoints per month by completing Balance Track modules. Maximum of 100 PlusPoints per BalanceTrack module regardless of number of attempts.

†For consumer direct and collateralized (non-mortgage) loans. Credit cards, A+ Personal Loan, Classroom Cash, Holiday Loans, Loyalty Line of Credit, Bridge Loans, HELOC, A+ Mortgage loans, student loans, Home Equity, and Home Improvement Loans are excluded from redemption.

PlusPoints Member Rewards is subject to change without notice. To participate, members cannot have any delinquent loans in excess of 30 days past due and must have par value in the Membership account. Associations and businesses are not eligible.