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Loans

Providing help for your critical purchases and financial decisions is at the core of our mission. We work to understand what our members need so we can provide strong loan options for almost every financial situation. Learn more about our different loan types and how they can help you.

Home Loans

Your home is often your biggest investment and probably your most valuable asset. Explore A+FCU home loan options, compare financing solutions, and find the mortgage that best fits your needs.

  1. Purchases
  2. Refinance
  3. Home Equity

Vehicle Loans

Whether you're buying or refinancing, A+FCU offers vehicle loan options for cars, trucks, motorcycles, RVs, and more. Explore financing solutions designed to fit your needs and budget.

  1. Car & Truck Loans
  2. RVs, Motorcycles, & More
  3. Partner Dealerships

Personal Credit

We’re committed to the financial well-being of our members. That commitment is never more evident than during those times you may need a little extra money. We have a number of options at competitive rates and flexible terms.

  1. A+ Personal Loan
  2. A+ Preferred Line Of Credit
  3. Credit Cards
  4. A+ Holiday Loan

Make A Payment

Easily make a loan payment online, in person, over the phone, or by mail.

  1. Make A Payment
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Life Guidance for:

(Re)Building Credit

Credit is factored into many decisions, including loan approvals, housing applications, insurance rates, and employment opportunities. To obtain the most favorable outcomes, it’s important to understand the basics of credit scores and credit reports.

Credit Explained
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Life Guidance for:

Budgeting

Ready to take control of your finances? See what steps to follow to develop a spending and saving plan and follow through on it.

Budgeting Strategies
Helpful

Rates & Resources

To keep you from having to do all the math, we’ve provided resources, rates, & calculators for all kinds of situations.

Loan Rates Loan Comparison Calculator Get A+ Online Banking How Much Do You Owe? Calculator Free Credit Report Counseling Refer A Friend

Related Articles

What Is APR On A Loan? What It Means & How To Compare Loan Options

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Learn what APR means, how it differs from an interest rate, what factors impact it, and how to compare loan offers to find the one that fits your financial goals.

What Can You Use A Home Equity Loan For?

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A home equity loan can be used for a variety of financial goals. Learn how to evaluate potential uses, expenses to think twice about, financing alternatives, and Texas-specific requirements.

Buying vs. Renting A Home: Which Is The Better Choice For You?

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Deciding between buying and renting a home? Learn the costs, benefits, and trade-offs of each so you can choose the option that best fits your finances and future plans.

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Be A Member, Not A Customer

Join The A+FCU Family

Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.

Become A Member