Value Checking
This free checking account is great for first-time banking members with basic needs. Get started without worrying about minimum balances or monthly fees.
Enjoy Free Checking
The Value Checking Account is a basic free checking that has no minimum balance and no monthly fees.
Features:
- Free online and mobile banking
- Mobile check deposit with the A+ Mobile App
- Surcharge-free ATMs (at select ATMs)
- Instant issue Visa® EMV Chip Debit Card
Not A Member?
Open your Value Checking online in minutes. Click the button below to join A+FCU through our easy online application > Select the checking account you want to open > Submit your application.
Current Members
Open your new Value Checking online through A+ Online Banking. After you log in, click Menu > Open & Apply > Open Additional Shares.
Cash-Back Checking
This free checking account is our most popular and great for everyone. You can earn unlimited cash back on your debit card purchases.
Monthly Fees
None
A+ Checking
This checking account pays you dividends each month you maintain a minimum $500 balance. Put your money to work for you without having to lock it up for months or years.
Minimum Balance To Earn Dividends
$500
Money Market
Get the best of both worlds with our Money Market account – a savings and checking hybrid solution. Earn higher monthly dividends and PlusPoints when you maintain a minimum balance of $2,000.
Minimum Balance To Earn Dividends
$2,000
Membership required. Insured by NCUA. All checking accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice.
Rates & Resources
To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.
Budgeting
Ready to take control of your finances? See what steps to follow to develop a spending and saving plan and follow through on it.
Family & Finances
As your family grows or changes, you’ll need to reimagine your finances. No matter what stage of life you’re in – getting married, having a baby, or raising money-smart kids – we’ve got you covered.
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Join The A+FCU Family
Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.