Checking Accounts

A+ Checking

This checking account pays you dividends each month you maintain a minimum $500 balance.* Put your money to work for you without having to lock it up for months or years.

Open Your Account

Earn Dividends

This account offers the convenience of a checking account with the benefit of getting monthly dividends when your daily balance is $500 or greater.*

Features:

Free online and mobile banking
Mobile check deposit with the A+ Mobile App
Surcharge-free ATMs (at select ATMs)
Dividends compounded and paid monthly
Earn PlusPoints on dividends
Instant issue Visa® EMV Chip Debit Card

Compare Checking Accounts

*$5 fee if balance falls below $500.

Membership required. Insured by NCUA. All checking accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice. Fees could reduce earnings. See Fee Schedule.

Not A Member?

Open your A+ Checking online in minutes. Click the button below to join A+FCU through our easy online application > Select the checking account you want to open > Apply Now > Submit your application.

Open Your Account

Current Members

Open your new A+ Checking online through A+ Online Banking. Log in and from the menu, click Open & Apply > Open Additional Shares.

Compare Checking Accounts

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Table showing minimums, fees, and dividend rates for checking accounts
	Minimum To Open	Minimum To Earn Dividends	Monthly Fee	APY*
A+ Checking	$0	$500	$5†	0.05%‡
Cash-Back Checking	$0	N/A	$0	N/A
Value Checking	$0	N/A	$0	N/A

Cash-Back Checking

This free checking account is our most popular and great for everyone. You can earn unlimited cash back on your debit card purchases.

Monthly Fees
None

Open Cash-Back Checking

Learn More – Cash-Back Checking

A+ Checking

This checking account pays you dividends each month you maintain a minimum $500 balance. Put your money to work for you without having to lock it up for months or years.

Minimum Balance To Earn Dividends
$500

Open A+ Checking

Value Checking

This free checking account is great for first-time banking members with basic needs. Get started without worrying about minimum balances or monthly fees.

Monthly Fees
None

Open Value Checking

Learn More – Value Checking

*APY = Annual Percentage Yield

†$5 fee if balance falls below $500. ‡Rates effective 12.12.2024 and are subject to change without notice.

Rates & Resources

To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.

Deposit Rates Savings Goals Calculator Get A+ Online Banking Set Up Direct Deposit Free Financial Counseling Refer A Friend

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