couple baking in kitchen
Checking Accounts

A+ Checking

This checking account pays you dividends each month you maintain a minimum $500 balance.* Put your money to work for you without having to lock it up for months or years.

Earn Dividends

This account offers the convenience of a checking account with the benefit of getting monthly dividends when your daily balance is $500 or greater.*

Features:

Compare Checking Accounts

*$5 fee if balance falls below $500.

Membership required. Insured by NCUA. All checking accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice. Fees could reduce earnings. See Fee Schedule.

Not A Member?

Open your A+ Checking online in minutes. Click the button below to join A+FCU through our easy online application > Select the checking account you want to open > Submit your application.

Current Members

Open your new A+ Checking online through A+ Online Banking. Log in and from the menu, click Open & Apply > Open Additional Shares.

Compare Checking Accounts

Scroll to see more details
Table showing minimums, fees, and dividend rates for checking accounts
Minimum To Open Minimum To Earn Dividends Monthly Fee APY*
A+ Checking $0 $500 $5 0.05%
Cash-Back Checking $0 N/A $0 N/A
Value Checking $0 N/A $0 N/A
Money Market $2,000 $2,000 $0 0.35%

Cash-Back Checking

This free checking account is our most popular and great for everyone. You can earn unlimited cash back on your debit card purchases.

Monthly Fees
None

Learn More – Cash-Back Checking

Value Checking

This free checking account is great for first-time banking members with basic needs. Get started without worrying about minimum balances or monthly fees.

Monthly Fees
None

Learn More – Value Checking

Money Market

Get the best of both worlds with our Money Market account – a savings and checking hybrid solution. Earn higher monthly dividends and PlusPoints when you maintain a minimum balance of $2,000.

Minimum Balance To Earn Dividends
$2,000

Learn More – Money Market

*APY = Annual Percentage Yield

$5 fee if balance falls below $500. Rates effective 2.1.2024 and are subject to change without notice.

Membership required. Insured by NCUA. All checking accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice. Fees could reduce earnings. See Fee Schedule.

Rates & Resources

To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.

Female sits on floor on laptop with notebooks open next to her
Life Guidance for:

Budgeting

Ready to take control of your finances? See what steps to follow to develop a spending and saving plan and follow through on it.

Child sits on parent’s shoulders while outside
Life Guidance for:

Family & Finances

As your family grows or changes, you’ll need to reimagine your finances. No matter what stage of life you’re in – getting married, having a baby, or raising money-smart kids – we’ve got you covered.

Related Articles

Woman hugs and kisses dog’s face while outside.
Be A Member, Not A Customer

Join The A+FCU Family

Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.

Banking on each other.
Building stronger communities.®