A+ Checking
This checking account pays you dividends each month you maintain a minimum $500 balance.* Put your money to work for you without having to lock it up for months or years.
Earn Dividends
This account offers the convenience of a checking account with the benefit of getting monthly dividends when your daily balance is $500 or greater.*
Features:
- Free online and mobile banking
- Mobile check deposit with the A+ Mobile App
- Surcharge-free ATMs (at select ATMs)
- Dividends compounded and paid monthly
- Earn PlusPoints on dividends
- Instant issue Visa® EMV Chip Debit Card
You Could Win
Security is part of every purchase when you use your A+ Visa® Debit Card to shop online. Plus, from May 1 through June 30, 2023, use your A+FCU debit card to make eligible online purchases and you could win up to $15,000.
*$5 fee if balance falls below $500.
Membership required. Insured by NCUA. All checking accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice. Fees could reduce earnings. See Fee Schedule.
Not A Member?
Open your A+ Checking online in minutes. Click the button below to join A+FCU through our easy online application > Select the checking account you want to open > Submit your application.
Current Members
Open your new A+ Checking online through A+ Online Banking. After you log in, click Menu > Open & Apply > Open Additional Shares.
Compare Checking Accounts
| Minimum To Open | Minimum To Earn Dividends | Monthly Fee | APY* | |
|---|---|---|---|---|
| A+ Checking | $0 | $500 | $5** | 0.05%† |
| Cash-Back Checking | $0 | N/A | $0 | N/A |
| Value Checking | $0 | N/A | $0 | N/A |
| Money Market | $2,000 | $2,000 | $0 | 0.35%‡ |
Cash-Back Checking
This free checking account is our most popular and great for everyone. You can earn unlimited cash back on your debit card purchases.
Monthly Fees
None
Value Checking
This free checking account is great for first-time banking members with basic needs. Get started without worrying about minimum balances or monthly fees.
Monthly Fees
None
Money Market
Get the best of both worlds with our Money Market account – a savings and checking hybrid solution. Earn higher monthly dividends and PlusPoints when you maintain a minimum balance of $2,000.
Minimum Balance To Earn Dividends
$2,000
*APY = Annual Percentage Yield
**$5 fee if balance falls below $500. †Declared rate: 5.1.2023 through 5.31.2023. ‡Effective date: 5.23.2023 (6pm) through 5.30.2023 (5:59pm).
Membership required. Insured by NCUA. All checking accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice. Fees could reduce earnings. See Fee Schedule. Rates subject to change without notice.
Rates & Resources
To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.
Budgeting
Ready to take control of your finances? See what steps to follow to develop a spending and saving plan and follow through on it.
Family & Finances
As your family grows or changes, you’ll need to reimagine your finances. No matter what stage of life you’re in – getting married, having a baby, or raising money-smart kids – we’ve got you covered.
Related Articles
Top 10 Tips To Reduce Your Electricity Bill
Saving money on your electricity bill is good not only for your wallet but also the environment. Try these tips to get started!
Cut Vacation Costs Without Cutting Fun
Need a getaway that doesn't break the bank? Plan your next trip with these tips to help cut cost while adding more fun!
16 Months Of Financial Tips
Use these monthly financial tips to break down your top financial tasks and to-dos and get on the right path to being financially healthy.
Join The A+FCU Family
Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.