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Home Loan Calculators
Find out how much home you can afford, compare types of mortgages, or determine if refinancing is right for you with our handy calculators.
Mortgage Payment
Use this mortgage loan payment calculator to estimate your monthly payment and generate an estimated repayment schedule.
Should I Refinance?
Enter the specifics about your current mortgage, your home’s appraised value, and the new loan’s terms and costs to see how much you could save.
Mortgage Qualifier
Calculate your mortgage qualification based on income, purchase price, or total monthly payment.
15- vs. 30-Year Mortgage
Determining which mortgage term is right for you can be a challenge. Use this calculator to compare and weigh the pros and cons.
ARM vs. Fixed-Rate Mortgage
Use this calculator to compare fixed-rate and adjustable-rate mortgages to determine the best option for you.
Rent vs. Buy A Home
Should you rent or buy a home? With this calculator, you can estimate fees, taxes, and monthly payments to help you make a decision.
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Apply For A Mortgage
Take the stress out of homebuying – get the mortgage you need at a great rate and with lower fees.
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Buying A Home
Homeownership can seem like a never-ending journey. Let us help you navigate everything from buying and selling a home to understanding mortgage products and refinancing.
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(Re)Building Credit
Credit is factored into many decisions, including loan approvals, housing applications, insurance rates, and employment opportunities. To obtain the most favorable outcomes, it’s important to understand the basics of credit scores and credit reports.
Related Articles
5 Ways To Renovate Your Home For Less
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Stuck in a home décor and renovation rut? Use these simple ideas to update your home and stay on budget while also saving time.
House Hunting 101: How To Find The Perfect Neighborhood
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When shopping for the right home, you’re also shopping for the right neighborhood. Keep these considerations in mind while house hunting.
What To Avoid When Going Through The Mortgage Process
![A couple and a young child, both of them are holding the child's hand, they are swinging the child between them.](https://aplusfcu.org/wp-content/uploads/blog/img/9-things-to-avoid-mortgage_blog.jpg)
Learn what not to do during the mortgage process to limit complications.
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Join The A+FCU Family
Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.