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Home Loan Calculators

Find out how much home you can afford, compare types of mortgages, or determine if refinancing is right for you with our handy calculators.

Mortgage Payment

Use this mortgage loan payment calculator to estimate your monthly payment and generate an estimated repayment schedule.

Should I Refinance?

Enter the specifics about your current mortgage, your home’s appraised value, and the new loan’s terms and costs to see how much you could save.

Mortgage Qualifier

Calculate your mortgage qualification based on income, purchase price, or total monthly payment.

15- vs. 30-Year Mortgage

Determining which mortgage term is right for you can be a challenge. Use this calculator to compare and weigh the pros and cons.

ARM vs. Fixed-Rate Mortgage

Use this calculator to compare fixed-rate and adjustable-rate mortgages to determine the best option for you.

Rent vs. Buy A Home

Should you rent or buy a home? With this calculator, you can estimate fees, taxes, and monthly payments to help you make a decision.

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Buy Your Dream Home

Apply For A Mortgage

Take the stress out of homebuying – get the mortgage you need at a great rate and with lower fees.

Online Application
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Life Guidance for:

Buying A Home

Homeownership can seem like a never-ending journey. Let us help you navigate everything from buying and selling a home to understanding mortgage products and refinancing.

Guide To Homeownership
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Life Guidance for:

(Re)Building Credit

Credit is factored into many decisions, including loan approvals, housing applications, insurance rates, and employment opportunities. To obtain the most favorable outcomes, it’s important to understand the basics of credit scores and credit reports.

Credit Explained

Related Articles

Top 3 Ways To Unlock Your Home’s Equity

A man looking at a piece of paper and standing in the kitchen, he is on the phone and smiling.

Learn how a Cash-Out Refinance, Home Equity Loan, and HELOC work to determine whether any of these options fit your needs.

Important Things To Know About A Cash-Out Refinance

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Thinking about tapping into your home’s equity? Familiarize yourself with how a cash-out refinance works along with its benefits.

Beginner’s Guide To Solar Power

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Solar power technology can seem complex. That’s why our partner, Freedom Solar Power, has put together this beginner’s guide to solar panels.

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Be A Member, Not A Customer

Join The A+FCU Family

Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.

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Building stronger communities.®