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Home Loan Calculators

Find out how much home you can afford, compare types of mortgages, or determine if refinancing is right for you with our handy calculators.

Mortgage Payment

Use this mortgage loan payment calculator to estimate your monthly payment and generate an estimated repayment schedule.

Should I Refinance?

Enter the specifics about your current mortgage, your home’s appraised value, and the new loan’s terms and costs to see how much you could save.

Mortgage Qualifier

Calculate your mortgage qualification based on income, purchase price, or total monthly payment.

15- vs. 30-Year Mortgage

Determining which mortgage term is right for you can be a challenge. Use this calculator to compare and weigh the pros and cons.

ARM vs. Fixed-Rate Mortgage

Use this calculator to compare fixed-rate and adjustable-rate mortgages to determine the best option for you.

Rent vs. Buy A Home

Should you rent or buy a home? With this calculator, you can estimate fees, taxes, and monthly payments to help you make a decision.

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Buy Your Dream Home

Apply For A Mortgage

Take the stress out of homebuying – get the mortgage you need at a great rate and with lower fees.

Online Application
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Life Guidance for:

Buying A Home

Homeownership can seem like a never-ending journey. Let us help you navigate everything from buying and selling a home to understanding mortgage products and refinancing.

Guide To Homeownership
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Life Guidance for:

(Re)Building Credit

Credit is factored into many decisions, including loan approvals, housing applications, insurance rates, and employment opportunities. To obtain the most favorable outcomes, it’s important to understand the basics of credit scores and credit reports.

Credit Explained

Related Articles

3 Unique Ways To Use A Home Equity Loan

A woman and a young boy using a swimming pool. the boy is jumping into the water and the woman is catching him.

Home equity loans aren’t just for renovating your home. Here are three unique ways you can use your loan to live your A+ life and fund your plans.

Maintaining Your Home After Purchase

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Regular maintenance can take time, planning, and money, but it’ll help you save on unexpected repair costs and keep the value of your home up.

5 Ways To Renovate Your Home For Less

A man drilling into a piece of wood, there is a dog sitting next to him.

Stuck in a home décor and renovation rut? Use these simple ideas to update your home and stay on budget while also saving time.

Visit Blog
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Be A Member, Not A Customer

Join The A+FCU Family

Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.

Become A Member
Banking on each other.
Building stronger communities.®