Credit is factored into many decisions, including loan approvals, housing applications, insurance rates, and employment opportunities. To obtain the most favorable outcomes, it’s important to understand the basics of credit scores and credit reports.
Access Your Credit Report
To ensure accurate reporting and to protect against identity theft, aim to obtain your credit report at least once a year. It’s free to do so and doesn’t impact your credit score.
Work With An Expert
BALANCE, our partner in financial education, can help with free, confidential one-on-one coaching. Request a credit report review or information on how to improve credit.
Get on the path to financial success with these resources.