Direct Deposit & Payroll Deduction

Get Paid Up To Two Days Early With A+FCU

Many employers, businesses, and government entities use direct deposit as their main way of paying employees or sending money to individuals. This convenient, hassle-free option sends a paycheck, deposit, or government benefit straight to a payee’s account of choice. And with A+FCU, you could even receive your paycheck up to two days early.*

Payroll deduction lets you set aside money from your paycheck into accounts of your choosing.

Set Up Direct Deposit & Payroll Deduction

Typically, to enroll in direct deposit or set up payroll deduction, you’ll need:

• Routing Number
• 13-digit account number
• Account type: checking or savings
• Financial institution’s name and mailing address
• Voided check (not always required)

A+FCU Information

• Financial Institution Name: A+ Federal Credit Union
• Routing Number: 314977104
• Mailing Address: P.O. Box 14867, Austin, TX 78761

Your A+FCU Account Information

You will need your full, 13-digit A+FCU account number. Your 13-digit account number and share type can be found by logging in to A+ Online Banking. After logging in, click into specific share (such as checking) > Find MICR/Account Number (top right).

Your 13-digit account number will always begin with a 1, followed by a two-digit Share ID, and the final ten digits are leading zeros plus your member number. In the check example above, the 13-digit account number is 1120000123456, the two digit Share ID is 12, and the member number is 0000123456.

*Early payment of funds is not guaranteed and is subject to when A+FCU receives the funds from the originator.