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Savings Accounts

Platinum Savings

Savings accounts are multi-purpose and should be reliable options for your finances. Protect your larger deposits with a Platinum Savings Account and enjoy our higher dividend rates plus no fees.

Savings That Offer More

Take advantage of our safe, high-yield savings option to protect your larger deposits. Maintain a minimum balance of $100,000 in an NCUA-insured account and earn dividends every month. With no below-minimum balance fees, this account offers savings as well as earnings.

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Not A Member?

Visit one of our branches or schedule an appointment to open your Platinum Savings.

Current Members

Open your new Platinum Savings Account online through A+ Online Banking. Log in and from the menu, click Open & Apply > Open Additional Shares.

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Rates for membership, platinum, premium, and youth membership savings accounts
Minimum to Open Minimum to Earn Dividends Monthly Fee APY*
Membership Savings $10 $100 $0 0.10%
Youth Membership Savings $10 $10 $0 0.10%
Money Market $2,000 $2,000 $0 0.35%
Premier Savings $25,000 $25,000 $20 0.60%
Platinum Savings $100,000 $100,000 $0 0.70%

Membership Savings

Our most user-friendly saving account is only $10 to open, has no monthly fees, and earns dividends with a minimum balance of $100. Trust an account that can support a variety of financial needs plus help your savings grow.

APY*
0.10%

Learn More – Membership Savings

Premier Savings

Earn more when you deposit more in your savings account. Receive dividend rates higher than our membership savings account when you have a $25,000 minimum balance.

APY*
0.60%

Learn More – Premier Savings

Money Market

Get the best of both worlds with our Money Market account – a savings and checking hybrid solution. Earn higher monthly dividends when you maintain a minimum balance of $2,000.

APY*
0.35%

Learn More – Money Market

*APY = Annual Percentage Yield

Rates effective 2.1.2024 and are subject to change without notice. $20 monthly fee if balance falls below $25,000.

Membership required. Insured by NCUA. All accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice. Fees could reduce earnings. See Fee Schedule.

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High-Dividend New Money Certificates

For a limited time, earn 4.50% APY* on a 19-month share certificate or 4.00% APY* on a 37-month share certificate with money new to A+FCU.

Rates & Resources

To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.

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Join The A+FCU Family

Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.

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