Platinum Savings
Savings accounts are multi-purpose and should be reliable options for your finances. Protect your larger deposits with a Platinum Savings Account and enjoy our higher dividend rates plus no fees.
Savings That Offer More
Take advantage of our safe, high-yield savings option to protect your larger deposits. Maintain a minimum balance of $100,000 in an NCUA-insured account and earn dividends every month. With no below-minimum balance fees, this account offers savings as well as earnings.
Not A Member?
Open your Platinum Savings online in minutes. Click the button below to join A+FCU through our easy online application > Select the savings account you want to open > Apply Now > Submit your application.
Current Members
Open your new Platinum Savings Account online through A+ Online Banking. Log in and from the menu, click Open & Apply > Open Additional Shares.
Compare Savings Accounts
| Minimum to Open | Minimum to Earn Dividends | Monthly Fee | APY* | |
|---|---|---|---|---|
| Membership Savings | $10 | $100 | $0 | 0.10%† |
| Youth Membership Savings | $10 | $10 | $0 | 0.10%† |
| Money Market | $2,000 | $2,000 | $0 | 0.35%† |
| Premier Savings | $25,000 | $25,000 | $20‡ | 0.60%† |
| Platinum Savings | $100,000 | $100,000 | $0 | 0.70%† |
Membership Savings
Our most user-friendly saving account is only $10 to open, has no monthly fees, and earns dividends with a minimum balance of $100. Trust an account that can support a variety of financial needs plus help your savings grow.
APY*
0.10%†
Premier Savings
Earn more when you deposit more in your savings account. Receive dividend rates higher than our membership savings account when you have a $25,000 minimum balance.
APY*
0.60%†
Money Market
Get the best of both worlds with our Money Market account – a savings and checking hybrid solution. Earn higher monthly dividends when you maintain a minimum balance of $2,000.
APY*
0.35%†
*APY = Annual Percentage Yield
†Rates effective 2.1.2024 and are subject to change without notice. ‡$20 monthly fee if balance falls below $25,000.
Membership required. Insured by NCUA. All accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice. Fees could reduce earnings. See Fee Schedule.
High-Dividend New Money Certificates
For a limited time, earn 4.50% APY* on a 19-month share certificate or 4.00% APY* on a 37-month share certificate with money new to A+FCU.
Rates & Resources
To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.
Personal Finances
Financial health is a key part of overall wellness. Count on us to provide the knowledge and tools you need to make sense of your money, better your financial journey, and improve your peace of mind.
Raising Money-Smart Kids
Talking to kids about money is not only acceptable but also encouraged. Use our tips to help your child understand and practice age-appropriate money management skills.
Related Articles
16 Months Of Financial Tips
Use these monthly financial tips to break down your top financial tasks and to-dos and get on the right path to being financially healthy.
3 Reasons To Open A Share Certificate
Learn why share certificates are a compelling savings tool that boost your savings, helping with both your short- and long-term financial goals.
Top 3 Ways To Unlock Your Home’s Equity
Learn how a Cash-Out Refinance, Home Equity Loan, and HELOC work to determine whether any of these options fit your needs.
Join The A+FCU Family
Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.