Platinum Savings
Savings accounts are multi-purpose and should be reliable options for your finances. Protect your larger deposits with a Platinum Savings Account and enjoy our higher dividend rates plus no fees.
Savings That Offer More
Take advantage of our safe, high-yield savings option to protect your larger deposits. Maintain a minimum balance of $100,000 in an NCUA-insured account and earn dividends every month. With no below-minimum balance fees, this account offers savings as well as earnings.
Not A Member?
Visit one of our branches or schedule an appointment to open your Platinum Savings.
Current Members
Open your new Platinum Savings Account online through A+ Online Banking. Log in and from the menu, click Open & Apply > Open Additional Shares.
Compare Savings Accounts
| Minimum to Open | Minimum to Earn Dividends | Monthly Fee | APY* | |
|---|---|---|---|---|
| Membership Savings | $10 | $100 | $0 | 0.10%† |
| Youth Membership Savings | $10 | $10 | $0 | 0.10%† |
| Money Market | $2,000 | $2,000 | $0 | 0.35%† |
| Premier Savings | $25,000 | $25,000 | $20‡ | 0.60%† |
| Platinum Savings | $100,000 | $100,000 | $0 | 0.70%† |
Membership Savings
Our most user-friendly saving account is only $10 to open, has no monthly fees, and earns dividends with a minimum balance of $100. Trust an account that can support a variety of financial needs plus help your savings grow.
APY*
0.10%†
Premier Savings
Earn more when you deposit more in your savings account. Receive dividend rates that are 3x higher than our membership savings account when you have a $25,000 minimum balance.
APY*
0.60%†
Money Market
Get the best of both worlds with our Money Market account – a savings and checking hybrid solution. Earn higher monthly dividends when you maintain a minimum balance of $2,000.
APY*
0.35%†
*APY = Annual Percentage Yield
†Rates effective 9.1.2023 and are subject to change without notice. ‡$20 monthly fee if balance falls below $25,000.
Membership required. Insured by NCUA. All accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice. Fees could reduce earnings. See Fee Schedule.
High-Dividend New Money Certificates
For a limited time, earn 4.00% APY* on a 19-month share certificate or 4.20% APY* on a 37-month share certificate with money new to A+FCU.
Rates & Resources
To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.
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Join The A+FCU Family
Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.