An older woman talking to a man, she is smiling.
Business Services

Health Savings Accounts

Are you a business owner or sole proprietor with a high-deductible health plan? Learn how a Health Savings Account (HSA) can enhance your employee benefits package.

Enhance Your High-Deductible Health Care Plan

A Health Savings Account (HSA) is a tax-advantaged option to save and pay for qualified medical expenses if you have a high-deductible health plan (HDHP).

Benefits of an HSA include pre-tax contributions when made through payroll deduction, tax-free growth, and tax-free withdrawals when made for qualified medical expenses.

Employee Benefit

If you offer a HDHP for your employees, we can help your business offer HSAs to staff and even facilitate payroll deductions.


If you’re a self-employed individual (freelancing consultant, rideshare driver, small business owner, etc.) with a qualifying HDHP, you can easily open an HSA and benefit from a number of tax advantages.

Two people exchanging money.
Strengthen Your Business

Contact Us

Get the financial support your business deserves. We can help you with your business accounts, loans, and administrative needs.

A+FCU Health Savings Accounts

Features of an A+FCU HSA include:

Not only can you use your HSA debit card to easily make purchases, but if you use an alternative payment method, you can easily transfer funds from your HSA through A+ Online Banking or the A+ Mobile App to reimburse your A+FCU checking or savings: Log in > Menu > Transfers & Payments > Transfer Money.*

More HSA Details

Two women sitting in an office and talking.

Your Guide To HSA Benefits

An HSA comes with a number of advantages including tax benefits, convenience, and more. Use this resource to see if a Health Savings Account is right for you.

*If you make a withdrawal from your Health Savings Account (HSA) via A+ Online Banking or the A+ Mobile App, you acknowledge and agree that you’re solely responsible for the reporting and maintaining proper record of these transactions for tax purposes, and that the withdrawal will be reported as a normal qualified medical expense distribution.

Membership required. Insured by NCUA. Visit the IRS website for eligibility guidelines or the U.S. Treasury website to get more information about HSAs. Conditions and restrictions may apply. Subject to change without notice.

Business Bill Pay

Conveniently and securely pay bills, delegate payment tasks, and more with our online bill pay service.

Cash Management

A+FCU Cash Management tools help simplify your most common transactions, and it’s customizable.

Merchant Services

Our trusted partner, Heartland, gives your business the ability to accept credit cards.


Business Resources

Take advantage of these resources to start and grow your business.

A woman putting a sign in a window that reads "open"
Life Guidance for:

Business Finances

Owning a business requires careful planning, making strategic decisions, and meeting important legal requirements. Whether you’re starting out or looking to grow, we have resources and tips to help.

Related Articles

A woman standing in a bakery with a clipboard. She is wearing a red apron.
Compare Options

Business Checking Accounts

Every business has different needs. Compare your options to find the right business checking account for your business.

Banking on each other.
Building stronger communities.®