

Purchases
Purchasing a home is a complex transaction with many variables, and mistakes can cost you a lot of money for a very long time. A+FCU can help you learn more about the process and compare multiple mortgage options.
Mortgage Options
Looking to buy a home? We have you covered. Our award-winning Mortgage Lending team can help you find the right loan for you – plus, we offer calculators, articles, and financial counseling to help you get started.
We have a variety of mortgages and terms to give you the options you need to customize your mortgage.
Mortgage Rates
Rate | APR* | Estimated Payment | |
---|---|---|---|
10-Year Fixed† | As low as 7.000% | As low as 7.208% | $4,063.80 per month for 10 years |
15-Year Fixed† | As low as 6.875% | As low as 7.002% | $3,121.49 per month for 15 years |
20-Year Fixed† | As low as 7.250% | As low as 7.356% | $2,766.32 per month for 20 years |
30-Year Fixed† | As low as 7.375% | As low as 7.458% | $2,417.36 per month for 30 years |
*APR=Annual Percentage Rate
†As low as rates and payments are based on a $350,000 loan amount with a 70% LTV, and credit score >=760. Payment examples do not include taxes and insurance premiums; actual payment may be greater.
Membership required. LTV = Loan to Value. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments, and normal credit underwriting factors. Property must be located in Texas and primary owner-occupied single family residence. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. Additional terms available. NMLS #405608. Rates as of 9.27.2023.
Check Loan Application Status
Easily check the status of your mortgage application, submit documents, and more.
Questions?
Fill out this form and a lending representative will be in touch. For more immediate assistance during business hours, please call us at 512.421.2874.
DO NOT include private account information in unsecure emails/forms to A+FCU.
Rates & Resources
To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.


First-Time Homebuyer
Buying a home is a big deal, especially the first time around. Use these recommendations to prepare your finances, move through the application process, and know what to expect at closing and beyond.


(Re)Building Credit
Credit is factored into many decisions, including loan approvals, housing applications, insurance rates, and employment opportunities. To obtain the most favorable outcomes, it’s important to understand the basics of credit scores and credit reports.
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Apply For A Mortgage
Take the stress out of homebuying – get the mortgage you need at a great rate and with lower fees.