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Vehicle Loans

RVs, Boats, & More

When purchasing an RV, Boat, Motorcycle, or Power Sports Vehicle, you can rest easy knowing that A+FCU is one of the most experienced lenders in Central Texas. Our knowledge of vehicle financing and refinancing will help you make an informed financial decision. Check out our options below.

Hit The Open Road Or Make A Splash

Smart financial decisions and good times don’t usually go hand-in-hand unless you’re talking about financing a boat, RV, or motorcycle. While these vehicles can be a ton of fun, they can also cost almost as much as a house.

Let A+FCU help you with a vehicle loan that makes sense for your situation to ensure that your good times keep rolling.

RV Purchase & Refinance

Terms from 6 months to 180 months.

As Low As APR*
8.92%

Compare RV Loans Options

Boat Purchase & Refinance

Terms from 6 months to 144 months.

As Low As APR*
8.84%

Compare Boat Loans Options

Motorcycle Purchase & Refinance

Terms from 6 months to 84 months.

As Low As APR*
8.49%

Compare Motorcycle Loan Options

Power Sports Purchase & Refinance

Terms from 6 months to 84 months.

As Low As APR*
8.49%

Compare Power Sports Loan Options

*APR=Annual Percentage Rate.

As low as rate is for loan terms of 6-66 months. See full rate tables below for complete list of terms and rates. As low as rate includes 0.25% rate reduction for automatic payment from an A+FCU account or electronic funds transfer from another financial institution and 0.50% rate reduction for 5,000 PlusPoints. Rates as of 1.13.2023.

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Easily check the status of your vehicle loan application.

RV Loans

Get on the road with low rates for your new RV. Use PlusPoints to reduce the APR* by 0.25% or 0.50%.

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Rates, Terms, and Monthly Payment Terms for RV Loans
Terms APR* Payment Terms
6-66 months As low as 8.92% $19.23 per $1,000 per month for 66 months
67-84 months As low as 9.42% $16.30 per $1,000 per month for 84 months
85-120 months As low as 9.92% $13.17 per $1,000 per month for 120 months
121-180 months As low as 10.42% $11.00 per $1,000 per month for 180 months

Apply For An RV Loan

 *APR=Annual Percentage Rate.

Membership required. Associations and business accounts are not eligible. Normal lending criteria apply. All loans subject to credit approval. Programs, rates, terms, and conditions are subject to change without notice. As low as rate includes 0.25% rate reduction for automatic payment from an A+FCU account or electronic funds transfer from another financial institution and 0.50% rate reduction for 5,000 PlusPoints. Rate may increase if automatic payment is cancelled. Can use 5,000 PlusPoints to lower rate by 0.50% or 2,500 PlusPoints to lower rate by 0.25%. We are not currently doing loans for private party sales. Rates as of 1.13.2023.

Boat Loans

Make waves with low rates. Use PlusPoints to reduce the APR* by 0.25% or 0.50%.

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Rates, Terms, and Monthly Payment Terms for Boat Loans
Terms APR* Payment Terms
6-66 months As low as 8.84% $19.19 per $1,000 per month for 66 months
67-84 months As low as 9.84% $16.52 per $1,000 per month for 84 months
85-120 months As low as 10.84% $13.68 per $1,000 per month for 120 months
121-180 months As low as 11.84% $13.04 per $1,000 per month for 144 months

Apply For A Boat Loan 

 *APR=Annual Percentage Rate.

Membership required. Associations and business accounts are not eligible. Normal lending criteria apply. All loans subject to credit approval. Programs, rates, terms, and conditions are subject to change without notice. As low as rate includes 0.25% rate reduction for automatic payment from an A+FCU account or electronic funds transfer from another financial institution and 0.50% rate reduction for 5,000 PlusPoints. Rate may increase if automatic payment is cancelled. Can use 5,000 PlusPoints to lower rate by 0.50% or 2,500 PlusPoints to lower rate by 0.25%. We are not currently doing loans for private party sales. Rates as of 1.13.2023.

Motorcycle Loans

Ride in style with low rates. Use PlusPoints to reduce the APR* by 0.25% or 0.50%.

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Rates, Terms, and Monthly Payment Terms for Motorcycle Loans
Terms APR* Payment Terms
6-66 months As low as 8.49% $19.02 per $1,000 per month for 66 months
67-84 months As low as 9.49% $16.34 per $1,000 per month for 84 months

Apply For A Motorcycle Loan

 *APR=Annual Percentage Rate.

Membership required. Associations and business accounts are not eligible. Normal lending criteria apply. All loans subject to credit approval. Programs, rates, terms, and conditions are subject to change without notice. As low as rate includes 0.25% rate reduction for automatic payment from an A+FCU account or electronic funds transfer from another financial institution and 0.50% rate reduction for 5,000 PlusPoints. Rate may increase if automatic payment is cancelled. Can use 5,000 PlusPoints to lower rate by 0.50% or 2,500 PlusPoints to lower rate by 0.25%. We are not currently doing loans for private party sales. Rates as of 1.13.2023.

Power Sports Vehicle Loans

Explore your world with great rates. Use PlusPoints to reduce the APR* by 0.25% or 0.50%.

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Rates, Terms, and Monthly Payment Terms for Power Sports Vehicle Loans
Terms APR* Payment Terms
6-66 months As low as 8.49% $19.02 per $1,000 per month for 66 months
67-84 months As low as 9.49% $16.34 per $1,000 per month for 84 months

Apply For A Power Sports Vehicle Loan

*APR=Annual Percentage Rate.

Membership required. Associations and business accounts are not eligible. Normal lending criteria apply. All loans subject to credit approval. Programs, rates, terms, and conditions are subject to change without notice. As low as rate includes 0.25% rate reduction for automatic payment from an A+FCU account or electronic funds transfer from another financial institution and 0.50% rate reduction for 5,000 PlusPoints. Rate may increase if automatic payment is cancelled. Can use 5,000 PlusPoints to lower rate by 0.50% or 2,500 PlusPoints to lower rate by 0.25%. We are not currently doing loans for private party sales. Rates as of 1.13.2023.

Partner Dealerships

We work closely with a number of dealerships in the area to provide our members with the best prices and service.

Insurance & Protection

After buying, let A+FCU guide you to the right products designed to protect your investment.

Helpful

Rates & Resources

To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.

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Life Guidance for:

Personal Finances

Financial health is a key part of overall wellness. Count on us to provide the knowledge and tools you need to make sense of your money, better your financial journey, and improve your peace of mind.

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Life Guidance for:

(Re)Building Credit

Credit is factored into many decisions, including loan approvals, housing applications, insurance rates, and employment opportunities. To obtain the most favorable outcomes, it’s important to understand the basics of credit scores and credit reports.

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RV, Boat, Motorcycle, Power Sports

Get on the road, water, or dirt path to fun with our low-rate RV, Boat, Motorcycle, & Power Sports loans.

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