A group of people in green t shirts, their backs are facing the camera.

Who We Are

At A+FCU, we don’t have customers, we have members. That means we’re all in this together, and when one member does well, we all share the benefits.

We are Team A+ banner with people's hands in the middle

About Us

Our purpose is to provide education to every member and community member and give them the right guidance for their unique financial situation.

By giving our members and community the knowledge, resources, and products to meet long-term goals as well as day-to-day needs, our credit union and community becomes stronger.

Let us earn your trust by being your financial advocate at every turn.

Banking on each other. Building stronger communities.®

Photo of various images from A+ Federal Credit union throughout the years

Our History

In 1949, a group of like-minded teachers came up with the idea to work together not just as colleagues but also as stewards of each other’s financial futures.

Guided by the philosophy of mutual benefit, these teachers created a not-for-profit financial cooperative. As with a lot of things in life, looking out for each other made everyone stronger and more secure.

With this foundation, we’ve grown to be an award-winning credit union in Texas serving hundreds of thousands of members and community members.

Over the years, many things have changed, but the bedrock principles remain. A+FCU takes the financial capability of every member seriously. We strive to understand the needs of every member to give them the best financial guidance for where they are in life and where they want to go. And we know that banking on each other and building stronger communities benefits everyone.

Community Support

As an organization that puts people over profits, we value supporting our community to help Central Texas thrive.

  1. A+ Gives
  2. Member Giveback
  3. Scholarships

Youth Programs

We’re dedicated to the youth in our community by providing financial programs to help prepare them for the future.

  1. Boy Scouts
  2. Girl Scouts
  3. Youth Month
  4. Youth Financial Camp
  5. Financial Boot Camp
  6. Summer Saving Program


A+FCU was started for educators and we’re still 100% committed to doing right by them, in and out of the classroom.

  1. Educator Loans
  2. Educator Resources
  3. A+ Education Foundation

Member Benefits

We're here for you for more than just banking. Make the most of your membership with these exclusive perks.

  1. Refer & Earn
  2. PlusPoints
  3. Member Discounts
  4. Golden Apple Club
  5. Select Employee Groups


With our ongoing commitment to serving our members and our community, A+FCU is honored to be the recipient of a number of prestigious awards.


We’re looking for individuals with strong values and ethics, a willingness to set and exceed goals, and a desire to join a team of professionals. If this describes you, view our current openings and apply today!


Access recent press releases, Annual Reports, the Member Conduct Policy, Bylaws, and more.

Contact Us

Whenever you need help with your financial needs, plans, goals, or hopes and dreams, we’re ready to help with plenty of ways to get in touch with us.

Woman hugs and kisses dog’s face while outside.
Be A Member, Not A Customer

Join The A+FCU Family

Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.

Banking on each other.
Building stronger communities.®