Tiered Money Market
Whether you're just starting to save or looking for a way to maximize your existing funds, benefit from a tiered structure that rewards you with higher dividends as your savings grow.
Savings With Higher Dividends
Enjoy flexibility with a Tiered Money Market Account – no minimum opening balance requirements, no transfer or withdrawal limit, and no monthly fees making it easier for you to live your A+ life.
Begin earning dividends once your balance reaches $2,500, and with five different earning tiers, the more you save, the more you can earn.
Features:
- Dividends calculated by end of day balance
- Dividends paid monthly
- Free online and mobile banking
- Mobile check deposit with the A+ Mobile App
- Earn PlusPoints on dividends
Tiered Money Market Account Rates
| Balance to Earn Dividends | APY* |
|---|---|
| $2,500 - $24,999.99 | 0.35%† |
| $25,000 - $49,999.99 | 0.60%† |
| $50,000 - $99,999.99 | 0.60%† |
| $100,000 - $249,999.99 | 0.70%† |
| $250,000 or more | 0.70%† |
Not A Member?
Click the button below to join A+FCU through our easy online application > Select Tiered Money Market Account > Apply Now > Submit your application.
Current Members
Open your new Tiered Money Market online through A+ Online Banking. Log in and from the menu, click Open & Apply > Open Additional Shares.
*APY = Annual Percentage Yield
†Rates effective 2.18.2025 and are subject to change without notice. Some tiers may earn the same APY. APY is subject to change based on balance tier. Dividends calculated by applying the highest rate based on the balance tier to the entire account balance.
Membership required. Insured by NCUA. $0 to open. Minimum to earn dividends is $2,500. No checks for the Tiered Money Market. No Fiduciary, Guardianship, Association, or Business accounts allowed to open a Tiered Money Market. All accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice.
Cash-Back Checking
Get the debit card that earns you unlimited cash back. Enjoy monthly rewards with your free Cash-Back Checking.
Rates & Resources
To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.
Budgeting
Ready to take control of your finances? See what steps to follow to develop a spending and saving plan and follow through on it.
Family & Finances
As your family grows or changes, you’ll need to reimagine your finances. No matter what stage of life you’re in – getting married, having a baby, or raising money-smart kids – we’ve got you covered.
Related Articles
16 Months Of Financial Tips
Use these monthly financial tips to break down your top financial tasks and to-dos and get on the right path to being financially healthy.
Go Green: Environmentally-Friendly Banking
Did you know you can make more eco-friendly choices in the way you bank? Check out how A+FCU can help you live more green.
Avoid These Tax Blunders
While most tax mistakes can be corrected, it’s easier to get things right the first time. Exercise caution and follow these tips to avoid costly errors.
Join The A+FCU Family
Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.