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Invest in your future with a high-yield, low-risk certificate and put your money to work for you. At A+FCU, we have a variety of certificates to choose from based on your financial needs. Whether you have $10 or $1,000 to save, we can help you boost your financial success.

StartUP Certificate

Our flexible StartUP Certificate offers higher yields and the ability to add more money over the 12-month term of the certificate.

Save To Win® Certificate

Here’s your chance to win big when you save a little. With a Save to Win Certificate, saving just $25 a month could win you cash prizes up to $5,000.

Share Certificates

With terms from 6 to 60 months, find the share certificate option that works best for your money.

Plus Advantage Certificates

Open a Plus Advantage Certificate to grow your money and get an additional savings boost along the way.

New Money Certificates

Save with these special share certificates with money new to A+FCU.

Rates & Resources

To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.

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Life Guidance for:


Ready to take control of your finances? See what steps to follow to develop a spending and saving plan and follow through on it.

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Life Guidance for:

Saving For Retirement

Saving for retirement can be daunting, especially early on. Dive into our resources to better understand your options and take full advantage of your best retirement saving asset – time.

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Join The A+FCU Family

Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.

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