![A family appearing to be on a walk. The couple has a child between them, they are each holding the child's hand and swinging them back and forth.](https://aplusfcu.org/wp-content/uploads/accounts/img/sub-overview-hero_checking-and-savings_aug22.jpg)
Checking Accounts
Checking accounts are the financial hub for your day-to-day transactions and they need to be flexible, accessible, and easy to use. A+FCU’s checking accounts provide the features our members want, like no fees, cash back, and dividends on monthly balances. Find the one that fits your needs.
Cash-Back Checking
This free checking account is our most popular and great for everyone. You can earn unlimited cash back on your debit card purchases.
A+ Checking
This checking account pays you dividends each month you maintain a minimum $500 balance. Put your money to work for you without having to lock it up for months or years.
Value Checking
This free checking account is great for first-time banking members with basic needs. Get started without worrying about minimum balances or monthly fees.
Money Market
Get the best of both worlds with our Money Market account – a savings and checking hybrid solution. Earn higher monthly dividends when you maintain a minimum balance of $2,000.
Rates & Resources
To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.
![Female sits on floor on laptop with notebooks open next to her](https://aplusfcu.org/wp-content/uploads/global/ctas/life-guidance-cta/life-guidance-global-ctas_budgeting_aug22.jpg)
![](/wp-content/themes/aplusfcu/images/dist/angle_cta-green-right.png)
Budgeting
Ready to take control of your finances? See what steps to follow to develop a spending and saving plan and follow through on it.
![Child sits on parent’s shoulders while outside](https://aplusfcu.org/wp-content/uploads/global/ctas/life-guidance-cta/life-guidance-global-ctas_family-and-finances_aug22.jpg)
![](/wp-content/themes/aplusfcu/images/dist/angle_cta-green-right.png)
Family & Finances
As your family grows or changes, you’ll need to reimagine your finances. No matter what stage of life you’re in – getting married, having a baby, or raising money-smart kids – we’ve got you covered.
Related Articles
Personal Loan Requirements To Know Before Applying
![Woman in front of laptop writing on paper](https://aplusfcu.org/wp-content/uploads/blog/img/personal-loan-requirements-to-know-before-applying_jul24_blog.png)
Are you dealing with an unexpected expense? Learn more about personal loan requirements and whether it makes sense for you.
Better Alternatives To Payday Loans
![A woman sitting at a table with a laptop, there is a little boy hugging her from behind while she looks.](https://aplusfcu.org/wp-content/uploads/blog/img/alternatives-to-payday-loans_jul18_blog.jpg)
Stuck in a money rut and need some help? Try these stress-free alternatives to payday loans that actually save you money.
16 Months Of Financial Tips
![Two people talking, they are in professional clothing.](https://aplusfcu.org/wp-content/uploads/blog/img/planner_blog.jpg)
Use these monthly financial tips to break down your top financial tasks and to-dos and get on the right path to being financially healthy.
![Woman hugs and kisses dog’s face while outside.](https://aplusfcu.org/wp-content/uploads/global/ctas/shared-cta/standard-global-ctas_join-afcu_aug22.jpg)
![](/wp-content/themes/aplusfcu/images/dist/angle_cta-green-right.png)
Join The A+FCU Family
Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.