A family standing on a mountain. The man has an older girl on his shoulder. The woman has his hands behind her back,
Community Support

Member Giveback

Giving back to our members is in our DNA. Whether it’s cash back, saving money on loans, earning more on certificates, or even winning cash prizes, we continue to reward our members and communities more and more each year.

A+ FCU members enjoy free unlimited cash back.

Cash-Back Checking

Since 2010, thousands of members have earned over $20.2 million* in unlimited cash back – just by using their free A+FCU Cash-Back Checking Account and debit card on everyday purchases.

Members earn 10¢ for signature-based transactions and 5¢ for PIN-based transactions.

A+ FCU School Spirit Debt Cards

School Spirit Cards

We offer custom Cash-Back Checking debit cards to the following schools and school districts. Not only does the member earn up to 10¢ for each purchase made with a spirit debit card, but we also match that amount to donate to the school or school district.

In 2023, we gave back over $208,000 to these schools and school districts. Since 2015, we’ve given back over $2.56 million combined to these schools and school districts and members using these cards.

2023 Cash-Back Amounts

  • Akins High School – $18,233.40
  • Connally High School – $12,445.60
  • Hendrickson High School – $12,826.40
  • Hutto ISD – $91,985.30
  • Lake Travis ISD – $22,908.50
  • Round Rock High School – $15,075.30
  • San Marcos High School – $34,800.55

Get Your Spirit Debit Card

*Amount as of 6.30.2024.

A man sitting on a porch with a child on his lap. There is a laptop open in front of them.


Since 2010, A+FCU members have saved over $11.5 million on loans and earned over $6.5 million on certificates with the PlusPoints Member Rewards Program.

Amount as of 6.30.2024.

A family plays with bubbles in an outdoor park.

Save to Win®

In 2023, A+FCU members won $33,600 in cash prizes by saving money in their Save to Win Certificate.

A woman on a paddleboard with a dog next to her.
Life Guidance for:

Personal Finances

Financial health is a key part of overall wellness. Count on us to provide the knowledge and tools you need to make sense of your money, better your financial journey, and improve your peace of mind.

Child sits on parent’s shoulders while outside
Life Guidance for:

Family & Finances

As your family grows or changes, you’ll need to reimagine your finances. No matter what stage of life you’re in – getting married, having a baby, or raising money-smart kids – we’ve got you covered.

Related Articles

Woman hugs and kisses dog’s face while outside.
Be A Member, Not A Customer

Join The A+FCU Family

Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.

Banking on each other.
Building stronger communities.®