Protect Your Finances Checklist

‘Tis the season to be on high alert for fraud. Better protect your finances with these recommended steps and free services available to A+FCU members.

With fraud and scams on the rise, it’s important to take steps to protect your finances. As your credit union, we want to help you and with the free tools available within A+ Online Banking and the A+ Mobile App, making it even easier to take action today

9 Action Items For Increased Protection

Review the list below for recommended steps to take to protect your finances during this busy season and beyond.

Enroll In A+ Online Banking

Access your accounts anytime, anywhere. View balances, transfer funds, pay bills, and more from the comfort of your home or on the go. Enroll in A+ Online Banking today to take control of your finances at your convenience.

• Securely monitor account activity 24/7 to detect unauthorized transactions early.
• Convenient access to lock down accounts in case of suspicious activity.

Download The Top-Rated A+ Mobile App

The free A+ Mobile App offers easy, on-the-go access to your accounts, mobile deposits, bill pay, and more – all in one secure, user-friendly app. Scan the QR code to download and get started in minutes.

• Enables real-time account management on the go, helping members quickly respond to fraud threats.
• Provides secure login options, such as multi-factor authentication, to protect against unauthorized access.

Confirm Your Contact Information In A+ Online Banking

Keep your account safe and stay informed. Log in to your A+FCU account to verify that your contact information, including email and mailing address, is accurate to avoid missed communications and delivery of your account information to the wrong address.

• Ensures that critical security alerts and account updates are delivered to the right email or phone, preventing fraudsters from exploiting outdated information.
• Ensures debit cards, escrow checks, new product offers, and other key mailings are delivered to the correct address.

Set Up Card Management To Monitor Your Debit Card.

Gain peace of mind with advanced card controls. Use Card Management in A+ Online Banking and the A+ Mobile App to freeze a misplaced card, report it stolen, set up transaction alerts, and manage spending limits.

• Provides the ability to freeze cards instantly if lost or stolen, minimizing potential fraudulent charges.
• Alerts members to unusual transactions or spending outside set limits.

Set Up eAlerts To Get Real-Time Notifications

Stay informed and secure with eAlerts. Receive real-time updates via email or text about transactions, low balances, deposits, and more.

• Delivers real-time notifications for account activity, such as withdrawals or large transactions, so members can quickly spot unauthorized activity.

Sign Up For eStatements

Say goodbye to paper clutter and hello to security. Access eStatements through A+ Online Banking to safely view, download, and save your monthly statements anytime. Once logged in to A+ Online Banking or the A+ Mobile App, find eStatements by selecting Services from the Menu > eStatements.

• Eliminates the risk of sensitive financial information being lost or stolen.
• Provides secure online access to account statements, reducing vulnerability to phishing scams targeting paper statement recipients.

Access A+ Mobile Deposit Using The A+ Mobile App*

Skip the trip to the branch. With A+ Mobile Deposit, simply snap a photo of your check using the A+ Mobile App to securely deposit funds into your account.

• Offers a secure way to deposit checks, minimizing the need to carry physical checks that could be lost or stolen.

Enroll In Free Monthly Credit Score Updates†

Stay on top of your financial health by tracking your credit score for free!† Log in to A+ Online Banking to enroll and get monthly updates to help you monitor changes and achieve your financial goals.

• Tracks credit score changes monthly, helping members identify major changes to their score, which could indicate credit misuse or new fraudulent accounts.

Set Up Direct Deposit To Get Paid Up To 2 Days Early‡

Get paid faster! Set up direct deposit with A+FCU to ensure your paycheck is deposited directly into your account – no waiting in line, no delays, and potentially up to 2 days early.‡ Enroll online through A+ Online Banking or the A+ Mobile App.

• Reduces the risk of stolen or tampered-with paper paychecks.
• Ensures members have direct, secure access to their funds without delays or physical handling.

Summary

Be proactive about protecting your finances with these online tools. Log in to A+ Online Banking or the A+ Mobile App to get started today.

Conditions, restrictions, and eligibility requirements apply. Programs, terms, and conditions are subject to change without notice.

*Daily deposit limits apply. Funds may not be immediately available. Must meet minimum qualifications.

†Membership required. To enroll in this service, you must be an A+FCU account holder enrolled in A+FCU Online Banking Services, a resident of the United States (or a United States territory), and at least 18 years old. VantageScore® will be delivered only to the A+FCU account holder and only if VantageScore® is available for the A+FCU account holder. In some circumstances, such as if your account is closed, charged-off, recently-opened, if you have a freeze on your credit, or if we are unable to verify your identity, you may not be eligible to receive a VantageScore® through this service. Terms and conditions apply and can be found at aplusfcu.org/creditscoreterms.

‡Early payment of funds is not guaranteed and is subject to when A+FCU receives the funds from the originator.