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APPLY

Aplicación en Español >

APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. ARM interest rates and payments are subject to increase after initial fixed-rate period (5 years for a 5/5 ARM, 10 years for a 10/10 ARM). ARM interest rates are subject to change at set intervals (every 5 years for a 5/5 ARM, every 10 years for a 10/10 ARM). ARM rate adjustments are determined by an index and margin, the index of which is variable and therefore unknown for future payments. Additional terms available. NMLS #405608. Rates as of 11.5.19. Equal Housing Lender logo

 


Traditional Fixed-Rate Mortgage

If you think you’ll be staying put in the same home for many years to come, a traditional fixed-rate mortgage may be right for you.

  • Down payment as low as 5%
  • No prepayment penalty
  • Primary residence and second or vacation home
  • Enjoy no mortgage origination fees
  • Jumbo loans also available for mortgages greater than $484,350
  • Receive a rebate when using HomeAdvantage
  • Take advantage of exclusive savings with TruStage™ Home Insurance

APPLY

Aplicación en Español >

APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. No origination fees offer good through 12.31.19. NMLS #405608. Equal Housing Lender logo

 


Adjustable-Rate Mortgage (ARM)

Looking for a lower rate? The 5/5 or the 10/10 adjustable-rate mortgage might be the right choice. Adjustable-rate mortgages have a fixed interest rate and fixed payment for an initial period of time (five years for a 5/5 and ten years for a 10/10). Once that time period is over, the rate is adjusted. This adjustment takes place every five or ten years after that for the life of the loan.

  • Available in 5/5 and 10/10 ARM terms on 30-year amortization terms
  • Great option if you plan on owning your home for a short time frame
  • Can be used for home purchase or refinance
  • Low fees and closing costs
  • Enjoy no mortgage origination fees
  • Jumbo loans also available for mortgages greater than $484,350
  • Receive a rebate when using HomeAdvantage
  • Take advantage of exclusive savings with TruStage™ Home Insurance

APPLY

APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. No origination fees offer good through 12.31.19. NMLS #405608. Equal Housing Lender logo


Refinance Your Mortgage

Saving money on your mortgage is simple and easy with A+FCU.

Refinancing could help you:

  • Reduce your interest rate
  • Lower your payments
  • Pay off your balance quicker

From now through December 31, 2019, enjoy reduced fees* when you refinance with A+FCU (loans up to $250,000). Fees covered include title search, flood determination, credit report, document preparation, and county filing fees.

APPLY

Aplicación en Español >

APR=Annual Percentage Rate. Membership required. Normal lending criteria apply. Program, rates, terms, and conditions are subject to change without notice. NMLS #405608. Equal Housing Lender logo
*Offer not applicable for mortgage purchase, loans over $250,000, or loans requiring private mortgage insurance (PMI). Borrower is responsible for prepaid closing costs; such as, additional prepaid interest, taxes, insurance, and flood, if applicable. If required by lender, fees for a survey or title insurance policy will be the responsibility of the borrower. If the applicant voluntarily requests an appraisal, the appraisal fee will be collected from the applicant upfront and is non-refundable. Other restrictions may apply. Offer is valid until 12.31.19 and is subject to change at any time without notice.