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Find answers to our Frequently Asked Questions.
Health Savings Accounts

With an HSA, contributions made through your employer are pretax and other contributions can be tax-deductible. Earnings and withdrawals are tax-free when used for qualified medical expenses (as defined by the IRS).

Easily transfer funds* from your HSA account to your A+FCU checking or savings with A+ Online Banking or the A+ Mobile App. Select Menu > Transactions > Funds Transfers to get started.

Opening Balance  Minimum to Earn Dividends APY
HSA $10 $100 0.30%


*If you make a withdrawal from your Health Savings Account (HSA) via A+ Online Banking or the A+ Mobile app, you acknowledge and agree that you’re solely responsible for the reporting of these transactions on taxes, and maintaining qualified medical expense documentation, and that the withdrawal will be reported as a normal qualified medical expense distribution.

APY=Annual Percentage Yield. Routing #314977104. Rates subject to change. Visit the IRS website for eligibility guidelines or the U.S. Treasury website to get more information about HSAs. Conditions and restrictions may apply. Subject to change without notice. Membership required. Federally insured by NCUA. Declared rate from 1.1.2022 through 1.31.2022.