Cash Back Checking

Cash-Back Checking is an ideal checking account for members who like using their A+ debit card for purchases. Every time you swipe and sign for purchases you’ll receive 10¢ and 10 PlusPoints and earn 5¢ and 5 PlusPoints on all PIN-based purchase transactions.


  • $0 to open
  • No monthly fee
  • Instant issue Visa® EMV Chip Debit Card
  • Earn 10¢ and 10 PlusPoints every time you select credit for purchases with your A+ debit card or your linked Mobile Wallet
  • Earn 5¢ and 5 PlusPoints for PIN-based purchase transactions
  • Unlimited cash back deposited monthly to your Membership Savings Account
  • Unlimited withdrawals
  • Overdraft protection
  • Free online and mobile banking
  • Free mobile check deposit
  • Free Bill Pay2
  • Free eAlerts
  • Free ATM use at A+FCU and partner ATMs
  • eStatements and debit card required

A+ members, open your account by logging in to A+ Online.
Not a member? It’s easy to join!

Get Cash Back Checking Plus!

1 Subject to change without notice. All checking accounts screened through ChexSystems.

2 Bill Pay is FREE when actively used. An inactivity fee of $7.50 is assessed if no payments are processed during a billing cycle.