Car & Truck Loans
As one of the most experienced vehicle lenders in the greater Central Texas area, let us help you find a car or truck loan that fits your current financial situation. Whether you’re buying a new car, used truck, or want to refinance your existing vehicle, A+FCU is a partner you can trust.
Drive Away With A Great Ride
Buy or refinance a vehicle with confidence with the help of A+FCU. Headed to the dealership? Let us help you with a pre-approved auto loan to ensure you know how much you can afford before you buy.
| Term | APR* | Estimated Payment Terms | |
|---|---|---|---|
| Auto Purchase† | 37-66 months | As low as 5.74%† | $17.70 per $1,000 per month for 66 months |
| Auto Refinance‡ | 37-66 months | As low as 5.49%‡ | $17.59 per $1,000 per month for 66 months |
*APR = Annual Percentage Rate.
†As low as rate includes a 0.25% rate discount for automatic payments. Rates may increase if automatic payment is cancelled.
‡As low as rate includes a 0.25% rate discount for automatic payments. Rates may increase if automatic payment is cancelled. Minimum loan amount of $10,000.
Membership required. Excludes existing A+FCU loans. Associations and business accounts are not eligible. Additional terms available. Normal lending criteria apply. All loans subject to credit approval. Programs, rates, terms, and conditions are subject to change without notice. Rates are subject to credit score, loan-to-value matrix adjustments, mileage, term, and normal credit underwriting factors. Can use 5,000 PlusPoints to lower rate by 0.50% or 2,500 PlusPoints to lower rate by 0.25%. We are not currently doing loans for private party sales. Rates as of 12.27.2024 and subject to change without notice.
Check Loan Application Status
Easily check the status of your vehicle loan application.
Partner Dealerships
We work closely with a number of dealerships in the area to provide our members with the best prices and service.
Insurance & Protection
After buying a new or used vehicle, let A+FCU guide you to the right products designed to protect your investment.
Resources
Take advantage of these resources to learn more about buying or refinancing a vehicle.
Buying A Vehicle
Shopping for a vehicle can be an exciting, but also stressful, experience. Our resources can help you narrow down your options, make you aware of things to look out for, and prepare you for big decisions.
(Re)Building Credit
Credit is factored into many decisions, including loan approvals, housing applications, insurance rates, and employment opportunities. To obtain the most favorable outcomes, it’s important to understand the basics of credit scores and credit reports.
Related Articles
12 Ways To Save Money On Gas
Don’t let rising gas prices keep you at home. Discover little ways to save big at the gas pump.
The Dos & Don’ts Of Buying A Car
Make your car-buying experience a good one by going in prepared with these tips.
The ABCs Of Loan APRs
Feeling confused about rates on loan offers? Here are key things to know about APRs.
Apply For An Auto Loan
Auto financing shouldn’t be a hassle. Drive away with the best loan for your new vehicle.