Personal Loans
Take control of your financial future.
Our A+ Line of Credit and A+ Signature Loan give you the freedom to choose the best loan for your life.
Personal Loan Options
| Details | Term | APR | |
|---|---|---|---|
| A+ Line of Credit | Low monthly payments No annual fee |
Revolving | As low as 9.90% |
| A+ Signature Loan | Consolidate high-interest debt Fixed rate |
Up to 84 months | As low as 6.24%* |
APR=Annual Percentage Rate. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Actual rate may vary depending on each individual’s credit history and underwriting factors. Minimum loan amount of $2,500. Membership required. Rates as of 1.12.2021.
*6.24% APR is for up to 36 months and includes 0.25% rate reduction for automatic payment from A+FCU account or electronic funds transfer from another financial institution and 0.50% rate reduction for 5,000 PlusPoints. Actual rate may vary depending on each individual’s credit history and underwriting factors. Rate may increase if automatic payment is cancelled. $30.42 per $1,000 per month for 36 months.
A+ Line of Credit
With our A+ Line of Credit, you can access your money at any time and conveniently transfer funds to one of your other accounts through A+ Online Banking or the A+ Mobile app.
- Revolving balance
- Low monthly payments
- No annual fee
Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Minimum loan amount of $2,500. Membership required.
A+ Signature Loan
An A+ Signature Loan can provide you with cash for expenses or help you consolidate your high-interest debt.
- Rates as low as 6.24% APR*
- Multiple terms available up to 84 months
- Fixed rate
*APR=Annual Percentage Rate. 6.24% APR is for up to 36 months and includes 0.25% rate reduction for automatic payment from A+FCU account or electronic funds transfer from another financial institution and 0.50% rate reduction for 5,000 PlusPoints. Actual rate may vary depending on each individual’s credit history and underwriting factors. Rate may increase if automatic payment is cancelled. $30.42 per $1,000 per month for 36 months.
Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score and normal credit underwriting factors. Minimum loan amount of $2,500. Membership required.