Harker Heights Branch
400 W. Central Texas Expy.
Harker Heights, Texas 76548
Hours of Operation
Lobby Hours
Monday - Friday: 9 am - 5 pm
Saturday: 10 am - 1 pm
Drive-Thru Hours
Monday - Friday: 8:30 am - 6 pm
Saturday: 9 am - 1 pm
Branch Services
The following services are available for our members at A+FCU’s Harker Heights Branch. Not a member? Join today!
Drive-Thru 
Surcharge-Free ATM 
Deposit-Taking ATM 
Drive-Up ATM 
In-Branch ATM 
Public Access ATM 
Coin Machine 
Instant Issue Debit Card 
Notary What Our Members Think
Based on 1097 reviews
A+ Federal Credit Union Is A Proud Member Of The Harker Heights Community
A+ Federal Credit Union is a proud member of the Harker Heights community and has enjoyed contributing to its success. For more than 70 years, we’ve worked to strengthen the financial well-being of our members and the communities throughout Central Texas.
Our Harker Heights office is located on the eastbound service road of Central Texas Expressway between Rosewood Dr. and Knight’s Way at 400 W. Central Texas Expy., Harker Heights, TX 76548 (near Sam’s Club gas station). This is the only A+ Federal Credit Union branch located in Harker Heights, Texas, and serves the surrounding areas.
As a trusted partner of Killeen ISD for years, A+FCU has provided educator support and scholarship opportunities through its various programs.
A+FCU is more than just a credit union. We’re big enough to provide you with all of the financial guidance and services you need, but we engage on a personal level like no other organization out there. While big banks are pushing customers online and closing down physical locations, we’re expanding within our communities.
Our experienced team at the Harker Heights Branch is happy to provide professional financial guidance that you can trust – whether you’ve got a routine account question, are buying your first home, or planning for retirement.
Upcoming Holiday Closures
We may be closed, but your accounts are always accessible via A+ Online Banking and the A+ Mobile App.
| Memorial Day | Monday, May 26, 2025 |
| Juneteenth National Independence Day | Thursday, June 19, 2025 |
| Independence Day | Friday, July 4, 2025 |
*Upcoming holidays will be updated as the year progresses.
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A+FCU Harker Heights Branch Location Info
Regular Business Hours
- Monday: 9 am – 5 pm
- Tuesday: 9 am – 5 pm
- Wednesday: 9 am – 5 pm
- Thursday: 9 am – 5 pm
- Friday: 9 am – 5 pm
- Saturday: 10 am – 1 pm
- Sunday: Closed
Drive-Thru Business Hours
- Monday: 8:30 am – 6 pm
- Tuesday: 8:30 am – 6 pm
- Wednesday: 8:30 am – 6 pm
- Thursday: 8:30 am – 6 pm
- Friday: 8:30 am – 6 pm
- Saturday: 9 am – 1 pm
- Sunday: Closed
From Central Austin
- Start on I-35 N:
- Head north on I-35.
- Continue on I-35 N for approximately 55 miles.
- Take Exit 292 toward US-190 W/Killeen/Ft Hood:
- Merge onto US-190 W and continue for about 10 miles.
- Take the exit toward FM 2410/KN Killeen/Fort Hood Street:
- Keep left at the fork and follow signs for FM 2410 W.
- Continue on W Central Texas Expy:
- Merge onto W Central Texas Expy.
- The destination will be on your right.
From East Austin
- Start on US-290 W/US-183 N:
- Head west on US-290 W/US-183 N.
- Merge onto TX-130 N/US-290 W via the ramp to Waco.
- Continue on TX-130 N/US-190 W:
- Stay on TX-130 N and merge onto US-190 W.
- Take the exit toward FM 2410/KN Killeen/Fort Hood Street:
- Keep left at the fork and follow signs for FM 2410 W.
- Continue on W Central Texas Expy:
- Merge onto W Central Texas Expy.
- The destination will be on your right.
From West Austin
- Start on TX-71 E:
- Head east on TX-71 E.
- Merge onto TX-1 Loop N/Mopac Expressway N:
- Merge onto TX-1 Loop N/Mopac Expressway N.
- Continue on TX-1 Loop N/Mopac Expressway N and I-35 N:
- Follow signs for I-35 N.
- Take Exit 292 toward US-190 W/Killeen/Ft Hood:
- Merge onto US-190 W and continue for about 10 miles.
- Take the exit toward FM 2410/KN Killeen/Fort Hood Street:
- Keep left at the fork and follow signs for FM 2410 W.
- Continue on W Central Texas Expy:
- Merge onto W Central Texas Expy.
- The destination will be on your right.
These directions should effectively guide you from central, east, and west Austin to 400 W. Central Texas Expy, Harker Heights, Texas 76548.
These nearby attractions and amenities provide a good mix of recreational, residential, and essential services within three miles of A+FCU’s Harker Heights Branch Office:
1. Market Heights Shopping Center
Located within a 3-mile radius, Market Heights Shopping Center is a prominent retail hub offering a variety of stores, restaurants, and services. It includes popular retailers such as Target, Best Buy, Ross Dress for Less, and various dining options like Olive Garden and Chili’s. The shopping center is convenient for shopping, dining, and entertainment.
2. Carl Levin Park
Carl Levin Park is situated nearby and provides a range of recreational amenities. It features sports fields for baseball, softball, and soccer, playgrounds, picnic areas, and walking trails. The park is ideal for outdoor activities, family gatherings, and enjoying the natural surroundings.
3. Harker Heights Community Park
Within the vicinity, Harker Heights Community Park offers additional recreational opportunities. It includes basketball courts, tennis courts, a skate park, and walking trails. The park is popular among residents for its well-maintained facilities and spacious green areas.
4. Cinemark at Market Heights
Cinemark at Market Heights is a movie theater in the Market Heights Shopping Center. It features multiple screens showing the latest movie releases, providing entertainment options for residents and visitors in the area.
5. Harker Heights Public Library
The Harker Heights Public Library is situated nearby and serves as a community resource for education, recreation, and cultural enrichment. It offers a wide range of books, multimedia resources, programs for all ages, and computer access for patrons.
6. Skipcha Elementary School
Within the neighborhood, Skipcha Elementary School is a prominent educational institution serving the community. Known for its academic excellence and supportive environment, the school plays a vital role in the local neighborhood.
7. The Heights Apartments
The Heights Apartments is a nearby residential community offering modern living spaces and amenities. It provides residents convenient access to the area’s shopping, dining, and recreational facilities.