Freedom To Choose
With the A+ Personal Loan, you have the freedom to choose how you want to use the funds. Use the cash to consolidate high-interest credit card debt or for expenses like home renovations, vacations, school tuition, and more. Enjoy multiple terms up to 84 months and low, fixed rates.
A+ Personal Loan
Enjoy the freedom to choose how you want to use the funds with multiple terms up to 84 months and low, fixed rates.
As Low As APR*
A+ Preferred Line Of Credit
Get the flexibility of a revolving line of credit which allows ongoing advances up to your credit limit and the freedom to use the funds for any purpose.
As Low As APR*
Learn More – A+ Preferred Line Of Credit
A+ Credit Cards
Whether you want to pay down balances faster, maximize cash back, earn rewards, or begin building your credit history, we have the ideal card for you.
Learn More – A+ Credit Cards
*APR=Annual Percentage Rate.
†8.99% APR is for up to 84 months and includes 0.25% rate reduction for automatic payment from A+FCU account or electronic funds transfer from another financial institution. Cannot use PlusPoints to lower rate. Actual rate may vary depending on each individual’s credit history and underwriting factors. Rate may increase if automatic payment is cancelled. $16.08 per $1,000 per month for 84 months. Rates as of 2.20.2024.
‡The Annual Percentage Rate (APR) is variable and is based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. As of 2.20.2024, the variable A+ Preferred Line of Credit APR ranges from 10.99% to 18.00% APR and the margin varies based on creditworthiness. Excellent credit is required to qualify for the lowest rates.
Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score and normal credit underwriting factors. Minimum loan amount of $2,500. Terms from 6-84 months. Maximum 18.00% APR.