Freedom To Choose
With the A+ Personal Loan, you have the freedom to choose how you want to use the funds. Use the cash to consolidate high-interest credit card debt or for expenses like home renovations, vacations, school tuition, and more. Enjoy multiple terms up to 84 months and low, fixed rates.
A+ Personal Loan
Enjoy the freedom to choose how you want to use the funds with multiple terms up to 84 months and low, fixed rates.
As Low As APR*
A+ Loyalty Line Of Credit
This line of credit is designed for our loyal and engaged members and includes benefits like no credit inquiry and convenient, automatic annual renewals.
A+ Credit Cards
Whether you want to pay down balances faster, maximize cash back, earn rewards, or begin building your credit history, we have the ideal card for you.
Learn More – A+ Credit Cards
*APR=Annual Percentage Rate.
†9.74% APR is for up to 84 months and includes 0.25% rate reduction for automatic payment from A+FCU account or electronic funds transfer from another financial institution. Cannot use PlusPoints to lower rate. Actual rate may vary depending on each individual’s credit history and underwriting factors. Rate may increase if automatic payment is cancelled. $16.47 per $1,000 per month for 84 months. Rates as of 1.13.2023.
‡Loan must be set up on automatic payments to receive rate discount, all other payment methods subject to 18% APR. Starting monthly payment is $40.00. Rate and payment are reevaluated annually.
Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score and normal credit underwriting factors. Minimum loan amount of $2,500.