Purchase

Traditional Fixed-Rate Mortgage

If you think you’ll be staying put in the same home for many years to come, a traditional fixed-rate mortgage may be right for you.

• Down payment as low as 5% (primary residence) and 20% (second or vacation home)
• No prepayment penalty
• Use PlusPoints to save on mortgage origination fees
• Jumbo loans also available for mortgages greater than $510,400
• Receive a rebate when using HomeAdvantage
• Take advantage of exclusive savings with TruStage™ Home Insurance

15-Year Fixed

• Rate: as low as 2.625%
• APR: as low as 2.919%
• Estimated Payment Term: $6.87 per $1,000 per month for 15 years

30-Year Fixed

• Rate: as low as 3.625%
• APR: as low as 3.903%
• Estimated Payment Term: $4.72 per $1,000 per month for 30 years

APPLY

APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. As low as APR includes 0% origination fee for 20,000 PlusPoints. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. Additional terms available. NMLS #405608. Rates as of 11.3.2020. 

Adjustable-Rate Mortgage (ARM)

Looking for a lower rate? The 5/5 or the 10/10 adjustable-rate mortgage might be the right choice. Adjustable-rate mortgages have a fixed interest rate and fixed payment for an initial period of time (five years for a 5/5 and ten years for a 10/10). Once that time period is over, the rate is adjusted. This adjustment takes place every five or ten years after that for the life of the loan.

• Available in 5/5 and 10/10 ARM terms on 30-year amortization terms
• Great option if you plan on owning your home for a short time frame
• Low fees and closing costs
• Use PlusPoints to save on mortgage origination fees
• Jumbo loans also available for mortgages greater than $510,400
• Receive a rebate when using HomeAdvantage
• Take advantage of exclusive savings with TruStage™ Home Insurance

5/5 ARM

• Rate: as low as 2.500%
• APR: as low as 2.939%
• Estimated Payment Term: $4.18 per $1,000 per month
  for initial fixed rate period (5 years)

10/10 ARM

• Rate: as low as 2.750%
• APR: as low as 3.077%
• Estimated Payment Term: $4.26 per $1,000 per month
  for initial fixed rate period (10 years)

APPLY

APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. As low as APR includes 0% origination fee for 20,000 PlusPoints. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. ARM interest rates and payments are subject to increase after initial fixed-rate period (5 years for a 5/5 ARM, 10 years for a 10/10 ARM). ARM interest rates are subject to change at set intervals (every 5 years for a 5/5 ARM, every 10 years for a 10/10 ARM). ARM rate adjustments are determined by an index and margin, the index of which is variable and therefore unknown for future payments. Additional terms available. NMLS #405608. Rates as of 11.3.2020.

Jumbo Mortgages

Jumbo Mortgage loans are available for mortgages greater than $510,400. We offer competitive rates and special savings options to make sure you get the most out of your home loan.

• Available as Fixed-Rate and Adjustable Rate
• No prepayment penalty
• Use PlusPoints to save on mortgage origination fees
• Receive a rebate when using HomeAdvantage
• Take advantage of exclusive savings with TruStage™ Home Insurance

Jumbo 15-Year Fixed

• Rate: as low as 2.625%
• APR: as low as 2.919%
• Estimated Payment Term: $6.87 per $1,000 per month for 15 years

Jumbo 30-Year Fixed

• Rate: as low as 3.625%
• APR: as low as 3.903%
• Estimated Payment Term: $4.72 per $1,000 per month for 30 years

Jumbo 5/5 ARM

• Rate: as low as 2.500%
• APR: as low as 2.939%
• Estimated Payment Term: per $1,000 per month for initial fixed rate period (5 years)

Jumbo 10/10 ARM

• Rate: as low as 2.750%
• APR: as low as 3.077%
• Estimated Payment Term: $4.26 per $1,000 per month for initial fixed rate period (10 years)

APPLY

APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. As low as APR includes 0% origination fee for 20,000 PlusPoints. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. Add 0.50% to the above rates for loans of $750,000 or more. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. ARM interest rates and payments are subject to increase after initial fixed-rate period (5 years for a 5/5 ARM, 10 years for a 10/10 ARM). ARM interest rates are subject to change at set intervals (every 5 years for a 5/5 ARM, every 10 years for a 10/10 ARM). ARM rate adjustments are determined by an index and margin, the index of which is variable and therefore unknown for future payments. Additional terms available. NMLS #405608. Rates as of 11.3.2020.