Purchase

Get settled in with more options and low rates.
If you’re buying a home, we can help with great rates, lower fees, and resources to help the process go smoothly.
A+FCU Mortgages
Looking to buy a home? We have you covered. Our award-winning Mortgage Lending team can help you find the right loan for you – plus, we offer calculators, articles, and financial counseling to help you get started.
We offer conforming and jumbo fixed rate and adjustable rate (ARM) mortgages with a variety of terms to give you the options you need to customize your mortgage.
Other options include:
- Low to no down payment options for well-qualified borrowers (primary residence)
- 1% origination fee – members can use PlusPoints to reduce by up to 1%*
- No origination fees for first-time homebuyers, educators, and for mortgage purchase loans of $500,000 or greater†
And – we’re covering all third-party fees up to $1,600. This includes appraisal, credit report, flood determination, tax service, document preparation, county filing fees, etc.‡
Already applied and want to check the status of your loan? Click here.
†0% origination fee for qualified first-time homebuyers, certified educators, and for mortgage purchase loans of $500,000 or greater. 0% origination fees for mortgage purchase loans of $500,000 or greater expires 9.30.2022.
‡The following fees will be waived up to $1,600: appraisal (waived only if loan closes), flood determination, credit report, document preparation, county filing fees, etc. Member will have to pay out-of-pocket title related fees (i.e. insurance, escrow, etc.), seller paid closing costs, discount points, escrows for taxes and insurance, and prepaid interest.
Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Property must be located in Texas and primary owner-occupied single family residence. NMLS #405608.

Fixed & Adjustable Rates
Rate | APR* | Estimated Payment | |
---|---|---|---|
15-Year Fixed | As low as 4.000% | As low as 4.211% | $2,801.71 per month for 15 years |
30-Year Fixed | As low as 4.750% | As low as 4.878% | $1,460.61 per month for 30 years |
5/5 ARM | As low as 3.750% | As low as 4.262% | $1,296.72 per month for initial fixed rate period (5 years) |
10/10 ARM | As low as 4.000% | As low as 4.410% | $1,336.76 per month for initial fixed rate period (10 years) |

A+FCU Mortgages
Looking to buy a home? We have you covered. Our award-winning Mortgage Lending team can help you find the right loan for you – plus, we offer calculators, articles, and financial counseling to help you get started.
We offer conforming and jumbo fixed rate and adjustable rate (ARM) mortgages with a variety of terms to give you the options you need to customize your mortgage.
Other options include:
- Low to no down payment options for well-qualified borrowers (primary residence)
- 1% origination fee – members can use PlusPoints to reduce by up to 1%*
- No origination fees for first-time homebuyers, educators, and mortgage purchase loans of $500,000 or greater†
And – we’re covering all third-party fees up to $1,600. This includes appraisal, credit report, flood determination, tax service, document preparation, county filing fees, etc.‡
Already applied and want to check the status of your loan? Click here.
†0% origination fee for qualified first-time homebuyers, certified educators, and for mortgage purchase loans of $500,000 or greater. 0% origination fees for mortgage purchase loans of $500,000 or greater expires 9.30.2022.
‡The following fees will be waived up to $1,600: appraisal (waived only if loan closes), flood determination, credit report, document preparation, county filing fees, etc. Member will have to pay out-of-pocket title related fees (i.e. insurance, escrow, etc.), seller paid closing costs, discount points, escrows for taxes and insurance, and prepaid interest.
Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Property must be located in Texas and primary owner-occupied single family residence. NMLS #405608.

Fixed & Adjustable Rates
15-Year Fixed
- Rate: As low as 4.000%
- APR:* As low as 4.211%
- Estimated Payment: $2,801.71 per month for 15 years
30-Year Fixed
- Rate: As low as 4.750%
- APR:* As low as 4.878%
- Estimated Payment: $1,460.61 per month for 30 years
5/5 ARM
- Rate: As low as 3.750%
- APR:* As low as 4.262%
- Estimated Payment: $1,296.72 per month for initial fixed rate period (5 years)
10/10 ARM
- Rate: As low as 4.000%
- APR:* As low as 4.410%
- Estimated Payment: $1,336.76 per month for initial fixed rate period (10 years)
