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A+FCU Mortgages

Looking to buy a home? We have you covered. Our award-winning Mortgage Lending team can help you find the right loan for you – plus, we offer calculatorsarticles, and financial counseling to help you get started.

We offer conforming and jumbo fixed rate and adjustable rate (ARM) mortgages with a variety of terms to give you the options you need to customize your mortgage.

Other benefits include:

  • No origination fees†
  • We’re covering all third-party fees up to $1,600. This includes appraisal, credit report, flood determination, tax service, document preparation, county filing fees, etc.‡
  Rate APR* Estimated Payment
15-Year Fixed As low as 6.000% As low as 6.178% $2,953.50 per month for 15 years
30-Year Fixed As low as 6.750% As low as 6.863% $2,270.09 per month for 30 years

APPLY

Already applied and want to check the status of your loan? Click here. Questions about additional rates and terms? Click here.

*APR=Annual Percentage Rate.
†Conventional loans only. 0% origination fee for purchase, rate & term refinance over $250,000, and cash-out refinance over $250,000. Offer expires 12.31.2022.
‡The following fees will be waived up to $1,600: appraisal (waived only if loan closes), flood determination, credit report, document preparation, county filing fees, etc. Member will have to pay out-of-pocket title related fees (i.e. insurance, escrow, etc.), seller paid closing costs, discount points, escrows for taxes and insurance, and prepaid interest. Offer expires 12.31.2022.
As low as rates and payments are based on a $350,000 loan amount with a 70% LTV, credit score >=760, and a 1% discount point. Payment examples do not include taxes and insurance premiums; actual payment may be greater.
Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. Property must be located in Texas and primary owner-occupied single family residence. ARM interest rates and payments are subject to increase after initial fixed-rate period (5 years for a 5/5 ARM, 10 years for a 10/10 ARM). ARM rate adjustments are determined by an index and margin, the index of which is variable and therefore unknown for future payments. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. Additional terms available. NMLS #405608. Rates as of 11.9.2022.
Equal Housing Lender logo

A+FCU Mortgages

Looking to buy a home? We have you covered. Our award-winning Mortgage Lending team can help you find the right loan for you – plus, we offer calculatorsarticles, and financial counseling to help you get started.

We offer conforming and jumbo fixed rate and adjustable rate (ARM) mortgages with a variety of terms to give you the options you need to customize your mortgage.

Other benefits include:

  • No origination fees†
  • We’re covering all third-party fees up to $1,600. This includes appraisal, credit report, flood determination, tax service, document preparation, county filing fees, etc.‡

 

15-Year Fixed

  • Rate: As low as 6.000%
  • APR:* As low as 6.178%
  • Estimated Payment: $2,953.50 per month for 15 years

30-Year Fixed

  • Rate: As low as 6.750%
  • APR:* As low as 6.863%
  • Estimated Payment: $2,270.09 per month for 30 years

APPLY

Already applied and want to check the status of your loan? Click here. Questions about additional rates and terms? Click here.

*APR=Annual Percentage Rate.
†Conventional loans only. 0% origination fee for purchase, rate & term refinance over $250,000, and cash-out refinance over $250,000. Offer expires 12.31.2022.
‡The following fees will be waived up to $1,600: appraisal (waived only if loan closes), flood determination, credit report, document preparation, county filing fees, etc. Member will have to pay out-of-pocket title related fees (i.e. insurance, escrow, etc.), seller paid closing costs, discount points, escrows for taxes and insurance, and prepaid interest. Offer expires 12.31.2022.
As low as rates and payments are based on a $350,000 loan amount with a 70% LTV, credit score >=760, and a 1% discount point. Payment examples do not include taxes and insurance premiums; actual payment may be greater.
Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. Property must be located in Texas and primary owner-occupied single family residence. ARM interest rates and payments are subject to increase after initial fixed-rate period (5 years for a 5/5 ARM, 10 years for a 10/10 ARM). ARM rate adjustments are determined by an index and margin, the index of which is variable and therefore unknown for future payments. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. Additional terms available. NMLS #405608. Rates as of 11.9.2022.
Equal Housing Lender logo