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ARM vs. Fixed-Rate Mortgage
A Fixed-Rate Mortgage has the same payment for the entire term of the loan. An Adjustable-Rate Mortgage (ARM) has a rate that can change, causing your monthly payment to fluctuate at certain intervals. Use this calculator to compare.
Rates & Resources
To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.
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Buying A Home
Homeownership can seem like a never-ending journey. Let us help you navigate everything from buying and selling a home to understanding mortgage products and refinancing.
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(Re)Building Credit
Credit is factored into many decisions, including loan approvals, housing applications, insurance rates, and employment opportunities. To obtain the most favorable outcomes, it’s important to understand the basics of credit scores and credit reports.
Related Articles
5 Ways To Renovate Your Home For Less
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Stuck in a home décor and renovation rut? Use these simple ideas to update your home and stay on budget while also saving time.
House Hunting 101: How To Find The Perfect Neighborhood
![Group of adults and kids sitting around a table eating outside.](https://aplusfcu.org/wp-content/uploads/blog/img/house-hunting-101-how-to-find-the-perfect-neighborhood_jun24_blog.png)
When shopping for the right home, you’re also shopping for the right neighborhood. Keep these considerations in mind while house hunting.
What To Avoid When Going Through The Mortgage Process
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Learn what not to do during the mortgage process to limit complications.
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Apply For A Mortgage
Take the stress out of homebuying – get the mortgage you need at a great rate and with lower fees.