Business Loans
Loans to help businesses achieve goals.
Our Business Service Officers invest the time to learn about your business needs to find the financing that’s the best fit for your business.
COVID-19 Business Resources
Our business community is facing financial difficulties as a result of COVID-19. As your credit union, we’re here to help. Learn more about loan repayment options available to current A+FCU business members.
Commercial Real Estate
Use a Commercial Real Estate loan to build, purchase, or refinance both owner occupied and non-owner occupied real estate for a variety of business properties including:
- Office buildings and condos
- Industrial buildings and warehouses
- Hotels
- Single-family residence and multi-family apartments
Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Membership required. 
Secured and Unsecured Business Loans
Secured Loans
- Secured by company assets – including vehicles, equipment, inventory, accounts receivable, shares, and share certificates
- Can be for purchase, refinance, or collateralize for working capital
Unsecured Loans
- Loan amount can be up to $100,000 based on approved credit
- Variable terms
Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Membership required.
Business Line of Credit
A business line of credit is a great option if you need money quickly for unanticipated expenses as well as seasonal expenses.
- Application with approval as quickly as 48 hours
- Require short-term financing
- Have seasonal financing needs
- Allows your business to maintain even cash flow
- Quick access to funds
Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Membership required.