After Identity Theft Checklist

What do you do if your personal information is stolen? Use this checklist to help make recovering from identity theft easier.

Identity theft is the crime of obtaining another person’s personal or financial information with the intention of assuming that person’s identity to commit fraud, usually for financial gain. As a victim of identity theft, you may feel upset and overwhelmed knowing someone has access to your private information. However, recovering from identity theft is possible. By breaking the process down into steps and using the right resources, you’ll protect yourself and move toward life after identity theft.

Eight Steps To Recovery

Call Companies Where Fraud Occurred

Obtain Credit Report & Set Fraud Alerts

Report ID Theft To Federal Trade Commission

File A Police Report

Correct Credit Report

Consider An Extended Fraud Alert Or Freeze

Contact Social Security Administration

Contact The Internal Revenue Service (If Applicable)


Remember, don’t wait to respond if you’ve been the victim of identity theft. Not only will you limit your liability for the fraudulent transactions, but you may also be able to stop the fraud from making a mess of your life. Feeling uncertain about what to do first is common, but by springing into action and following these eight steps, you’ll be on the road to rebuilding your finances.


To order a credit report: 800.685.1111
To report fraud: 888.766.0008

To order a credit report: 888.397.3742
To report fraud:

To order a credit report: 800.888.4213
To report fraud: 800.680.7289

Annual Credit Report

Federal Trade Commission
Identity theft hotline: 877.438.4338

Social Security Administration
Identity theft hotline: 877.438.4338

A man sits in a living room and looks down at a phone and smiles.
Life Guidance for:

Safety & Security

Keeping your personal and account information safe can be challenging. Use our tools and tips to help protect yourself from fraud and identity theft.

Related Articles

Banking on each other.
Building stronger communities.®