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Don't Let Online Threats Steal the Joy of the Holidays

Let’s not forget that while the holidays may be filled with joy and people spreading good cheer, there’s always a Grinch lurking waiting for the perfect time to do harm. Don’t let fraudsters get their way. Do what you can to protect yourself while shopping online this holiday season. Here are some tips to consider today and every day of the year.

Have yourself a very merry deal but be careful
We are all in search of amazing deals and huge savings but we shouldn’t look for them where they don’t exist. If you receive emails from unknown senders promoting heavily discounted products, be skeptical and don’t click on links. If it looks too good to be true, it likely is.

It’s beginning to look a lot safer
One product may be sold by hundreds of different retailers online. Give preference to sites you are familiar with or at the very minimum look for sites that begin with HTTPS. Conduct some research before shopping on a new site to ensure there isn’t any funny business.

Ho-ho-don’t overshare
Think twice when prompted to store payment information on websites or personal devices. This feature may provide added convenience at the expense of security. It’s likely not a bad idea to make things harder for thieves in the event that your information is compromised.

He sees you when you’re shopping on public Wi-Fi
Public Wi-Fi, though free, potentially comes at a price. With the right tools, hackers may obtain information that is shared across an unsecured network. It is best to refrain from entering sensitive information like logins and payment information while on public Wi-Fi.

Be good with your passwords for goodness sake
Having the same password on multiple accounts is certainly convenient but risky. Create different passwords for different accounts, particularly those dealing with finances or the like. Make your passwords long and use symbols, mixed case, letters, and numbers.

You better watch out
It is especially important to be vigilant this time of year. Look at your statements, credit reports, and credit scores. If you see something out of the ordinary, report it immediately. Taking extra measures today can save you time and heartache down the road.