New Money Advantage Share Certificates
Save with these special share certificates with money new to A+FCU.
Get A Great Rate
Take advantage of the benefits of membership plus higher dividend rates with these special promotional certificates with new money to A+FCU.
- Multiple terms available
- Fixed dividend rate
- Automatic renewal on maturity
19-Month Certificate‡
$1,000 minimum balance, $1,000,000 maximum balance.
APY*
4.10%†
$1,000,000 maximum balance allowed across all New Money Advantage Certificates.
37-Month Certificate‡
$1,000 minimum balance, $1,000,000 maximum balance.
APY*
3.90%†
$1,000,000 maximum balance allowed across all New Money Advantage Certificates.
Not A Member?
Click the button below to join A+FCU through our easy online application > Select the certificate you want to open > Apply Now > Submit your application.
Current Members
Open your new certificate online through A+ Online Banking. Log in and from the menu, click Open & Apply > Open Additional Shares.
*APY = Annual Percentage Yield. †Rates effective 12.12.2024 and are subject to change without notice.
‡Money must be new to A+FCU. Programs, rates, terms, and conditions are subject to change without notice. Penalty may be assessed for early withdrawal. Cannot use PlusPoints for New Money Advantage Share Certificates. At maturity, 19-month certificate will automatically renew for an 18-month term and 37-month certificate will automatically renew for a 36-month term.
Membership required. Insured by NCUA. New members must open a Membership Savings Account. $10 minimum opening deposit required for Membership Savings. New accounts screened through ChexSystems. Person must have US SSN/ITIN.
StartUP Certificate
Earn 5.00% APY on up to $1,000 for 12 months. Use your PlusPoints to increase the dividend rate by an additional 0.25%.
Minimum Balance
$10
Share Certificates
Enjoy terms from 6 to 60 months and redeem your PlusPoints to increase the dividend rate by an additional 0.25%.
Minimum Balance
$1,000
Plus Advantage Certificates
Take advantage of a one-time boost in the dividend rate should rates go up. Redeem your PlusPoints to increase the dividend rate by an additional 0.25%.
Minimum Balance
$1,000
Rates & Resources
To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.
Personal Finances
Financial health is a key part of overall wellness. Count on us to provide the knowledge and tools you need to make sense of your money, better your financial journey, and improve your peace of mind.
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Join The A+FCU Family
Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.