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Make A Payment

Easily make a loan payment online, in person, over the phone, or by mail.

A+ Quick Pay

A+ Quick Pay gives you another option to easily make your loan payments – whether you need to look up your member number, pay with a debit card, or set up recurring payments.

Through A+ Online Banking

If you’re enrolled in A+ Online Banking, you can use A+ Quick Pay to make your loan payment with a debit card or by setting up an external financial institution. You can even set up recurring payments.

This free option is easy to access. After you log in, select Transfers & Payments > A+ Quick Pay > follow the prompts. A confirmation number will appear once the payment has been successfully submitted.

You also have the opportunity to enroll in Text to Pay to receive text message alerts and pay via text.

Through Guest Pay Portal

If you don’t know your member number, can’t access A+ Online Banking, or need to make a quick payment, the A+ Quick Pay Guest Pay Portal provides an easy way to pay with a debit card or use a checking account from another financial institution.

Click the button below to access the Guest Pay Portal and follow the prompts.

Don’t know your member number? Click on Lookup Member Number and enter the requested information. Review the Retrieved Account Details to make sure you’re paying on the correct loan. If not, select Switch Account to find the loan you’re looking for.

Fill out the remaining information and review before confirming the payment. You’ll also receive an email confirmation with the payment details. Payments made through the Guest Pay Portal include a $3.50 fee.

A+ Quick Pay: How-To

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Financial Tools To Assist You

Get A+ Online Banking

Conveniently access your accounts, move money around, and even apply for loans from anywhere – anytime!

A+ Online Banking

You can also use A+ Online Banking to set up external accounts to make payments or transfer from your A+FCU accounts. Follow the steps below to set up an external account. If you plan to use your A+FCU checking or savings instead of an external account, skip to step two.

Step One: Add An External Account

If you want to use your account at a different financial institution to make payments, you’ll first need to set up an External Account.

  1. Log in to A+ Online Banking or the A+ Mobile App
  2. From the Menu select Transfers & Payments > scroll to the Account Management section > Add External Transfer Accounts
  3. Read and fill out the needed information > Continue
  4. After receiving the micro deposits, log in to A+ Online Banking or the A+ Mobile App
    • From the Menu select Transfers & Payments > scroll to the Account Management section > Verify External Transfer Account
    • Follow the instructions to verify your account

Step Two: Making Your Payment

Once your preferred payment method is set up, you can begin making payments.

  1. Log in to A+ Online Banking or the A+ Mobile App
  2. From the Menu select Transfers & Payments > scroll to the Payments section > Loan Payments
  3. In the From Account dropdown, choose the A+FCU Account or External Account you want to make a payment from, or select Debit Card
  4. Fill out the required fields
  5. Check the box next to Make this a recurring transaction to set up automatic payments
  6. Click Continue > Confirm

In Person

Visit an A+FCU branch to make your payments.


Give us a call at 512.302.6800 or 800.252.8148 to make a loan payment over the phone.

Note: there is a $7.50 fee for over-the-phone payments.

Mail A Check

You can also mail a check to:

A+ Federal Credit Union
P.O. Box 14867
Austin, TX 78761

Credit cards no longer accepted for loan payments. Payments made after 8 pm CST will be posted the following day.

Membership required. Insured by NCUA. Conditions and restrictions apply. Subject to change without notice. Please read the Terms and Conditions on A+ Quick Pay for additional details.


Rates & Resources

To keep you from having to do all the math, we’ve provided resources, rates, & calculators for all kinds of situations.

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