A+FCU will be closed Monday, May 30, for Memorial Day.

Find answers to our Frequently Asked Questions.
Enjoy Reduced Fees

We’ll waive the following fees for Home Equity Loans or HELOCs under $250,000.

  • Title search
  • Flood determination
  • Credit report
  • Document preparation
  • County filing fees

A+FCU members who’ve already taken advantage of this special reduced fees offer have saved an average of over $750.

Offer not applicable for mortgage purchase, loans over $249,999, current A+FCU mortgages, or loans requiring private mortgage insurance (PMI). Borrower is responsible for prepaid closing costs; such as additional prepaid interest, taxes, insurance, and flood insurance, if applicable. If required by lender, fees for a survey or title insurance policy will be the responsibility of the borrower. If the applicant voluntarily requests an appraisal, the appraisal fee will be collected from the applicant upfront and is non-refundable. Other restrictions may apply. Average fee savings is $791 as of 11.1.2021. Calculated by averaging fee savings for home equity loans from September 1 – October 31, 2021. Individual savings will vary and are not guaranteed. Offer expires 12.31.2022. NMLS #405608.  

Enjoy Reduced Fees

We’ll waive the following fees for Home Equity Loans or HELOCs under $250,000.

  • Title search
  • Flood determination
  • Credit report
  • Document preparation
  • County filing fees

A+FCU members who’ve already taken advantage of this special reduced fees offer have saved an average of over $750.

Offer not applicable for mortgage purchase, loans over $249,999, current A+FCU mortgages, or loans requiring private mortgage insurance (PMI). Borrower is responsible for prepaid closing costs; such as additional prepaid interest, taxes, insurance, and flood insurance, if applicable. If required by lender, fees for a survey or title insurance policy will be the responsibility of the borrower. If the applicant voluntarily requests an appraisal, the appraisal fee will be collected from the applicant upfront and is non-refundable. Other restrictions may apply. Average fee savings is $791 as of 11.1.2021. Calculated by averaging fee savings for home equity loans from September 1 – October 31, 2021. Individual savings will vary and are not guaranteed. Offer expires 12.31.2022. NMLS #405608.  

Home Equity Loan
  RATE APR ESTIMATED PAYMENT TERMS
Home Equity Loan As low as 4.250% As low as 4.254% $7.52 per $1,000 per month
for 15 years
  • Borrow up to 80% of the LTV, less any liens
  • Low closing costs
  • Minimum loan amount $25,000
  • Low fixed rate for the life of the loan

APPLY

APR=Annual Percentage Rate. Membership required. LTV=Loan-to-Value. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Home Equity Loan rates listed are for 15 year loans. Additional terms available. NMLS #405608. Rates as of 5.17.2022.

Home Equity Loan

  • Rate: As low as 4.250%
  • APR: As low as 4.254%
  • Estimated Payment Terms: $7.52 per $1,000 per month for 15 years

Details:

  • Borrow up to 80% of the LTV, less any liens
  • Low closing costs
  • Minimum loan amount $25,000
  • Low fixed rate for the life of the loan

APPLY

APR=Annual Percentage Rate. Membership required. LTV=Loan-to-Value. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Home Equity Loan rates listed are for 15 year loans. Additional terms available. NMLS #405608. Rates as of 5.17.2022.

Home Equity Line of Credit (HELOC)
  DETAILS RATE
Home Equity Line of Credit Access funds easily
Affordable payments
As low as 4.000%
  • Borrow up to 80% of the LTV, less any liens
  • Revolving line of credit – access funds when you need it
  • Low, variable interest rates
  • Minimum loan amount of $25,000 with a $4,000 minimum draw each time

APPLY

APR=Annual Percentage Rate. Membership required. LTV=Loan-to-Value. Maximum loan amount of $250,000. Read CFPB HELOC Disclosure document. Review HELOC FAQs. HELOCs are a variable rate product. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Membership required. NMLS #405608. Rates as of 5.17.2022.

Home Equity Line of Credit (HELOC)

  • Rate: As low as 4.000%

Details:

  • Access funds easily
  • Affordable payments
  • Borrow up to 80% of the LTV, less any liens
  • Revolving line of credit – access funds when you need it
  • Low, variable interest rates
  • Minimum loan amount of $25,000 with a $4,000 minimum draw each time

APPLY

APR=Annual Percentage Rate. Membership required. LTV=Loan-to-Value. Maximum loan amount of $250,000. Read CFPB HELOC Disclosure document. Review HELOC FAQs. HELOCs are a variable rate product. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Membership required. NMLS #405608. Rates as of 5.17.2022.