Find answers to our Frequently Asked Questions.
* indicates a required field.
Pay Reduced Fees for a Limited Time

From now through December 31, 2019, enjoy reduced fees when you get a Home Equity, HELOC, or Home Improvement Loan with A+FCU.

  • Loans up to $250,000
  • Fees covered include title search, flood determination, credit report, document preparation, and county filing fees

Offer not applicable for mortgage purchase, loans over $250,000, or loans requiring private mortgage insurance (PMI). Borrower is responsible for prepaid closing costs; such as, additional prepaid interest, taxes, insurance, and flood, if applicable. If required by lender, fees for a survey or title insurance policy will be the responsibility of the borrower. If the applicant voluntarily requests an appraisal, the appraisal fee will be collected from the applicant upfront and is non-refundable. Other restrictions may apply. Offer is valid until December 31, 2019 and is subject to change at any time without notice. NMLS #405608.  

Home Equity Loan
RATE APR ESTIMATED PAYMENT TERMS
Home Equity Loan As low as 3.375% As low as 3.479% $7.14 per $1,000 per month
for 15 years
  • Borrow up to 80% of the LTV, less any liens
  • Low closing costs
  • Minimum loan amount $25,000
  • Low fixed rate for the life of the loan

APPLY

APR=Annual Percentage Rate. Membership required. LTV=Loan-to-Value. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Home Equity Loan rates listed are for 15 year loans. Additional terms available. NMLS #405608. Rates as of 10.21.19.

Home Equity Line of Credit (HELOC)
DETAILS RATE
Home Equity Line of Credit Access funds easily
Affordable payments
As low as 4.250%
  • Borrow up to 80% of the LTV, less any liens
  • Revolving line of credit – access funds when you need it
  • Low, variable interest rates
  • Minimum loan amount of $25,000 with a $4,000 minimum draw each time

APPLY

APR=Annual Percentage Rate. Membership required. LTV=Loan-to-Value. Read CFPB HELOC Disclosure document. Review HELOC FAQs. HELOCs are a variable rate product. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Membership required. NMLS #405608. Rates as of 10.21.19.

Home Improvement
RATE APR ESTIMATED PAYMENT TERMS
Home Improvement Loan As low as 3.375% As low as 3.479% $7.14 per $1,000 per month
for 15 years
  • Borrow up to 95% of the LTV, less any liens
  • Minimal closing costs
  • Minimum loan amount is $25,000
  • Potential tax-deductibility, consult your tax advisor

APPLY

APR=Annual Percentage Rate. Membership required. LTV=Loan-to-Value. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates listed are for 15 year loans. Payments for first lien do not include taxes and insurance premiums. Additional terms available. NMLS #405608. Rates as of 10.21.19