Loans to make life a littler easier for educators.
|Educator Mortgage Loan||Designed for local educators
Rate and fee reductions
|Classroom Cash Loan||Use for classroom supplies
|Bridge Loan||Available to newly-hired school district teachers or administrators
Meet short-term cash needs
|Certification Loan||Use to obtain teaching certification through Region XIII|
|Higher Education Loan||Use to pursue a post-graduate degree
Doesn’t require half-time enrollment
Classroom Cash Loan
The reality of teaching is sometimes you have to buy classroom supplies with your own money, especially at the beginning of the school year. The Classroom Cash loan gives you up to $500 for classroom supplies at 0% APR.
- Get up to $500 for classroom supplies
- 0% APR financing
- Available for a limited time
Educator Mortgage Loan
If you’re an educator, we offer special discounts on home loans. Use HomeAdvantage to search for homes, find a real estate agent, and receive a rebate. Take advantage of exclusive savings with TruStage™ Home Insurance.
|Educator Mortgage||0.25% rate reduction
0.50% origination fee reduction
Also available to refinance an existing non-A+FCU mortgage
|As low as 3.500%||As low as 3.932%|
The Bridge Loan helps cover your expenses when you start a new teaching job.
Receive up to 75% of your gross monthly income
Cover the cost of your teacher certification through Region XIII.
|Certification Loan||Low rate
Funds dispersed directly to Region XIII
Higher Education Loan
Use the Higher Education Loan to pursue your post-graduate degree. The loan can be used to cover education expenses and doesn’t require half-time enrollment.
|Higher Education Loan||For educators and non-educators
Must have Bachelor’s degree
Doesn’t require minimum of half-time enrollment