Member Benefits
Your A+FCU membership means more than just having an account – it means having a trusted partner. We offer a variety of helpful tools, smart products, and exclusive perks designed to help support you – no matter what stage of life you’re in.
The A+ Difference
We’re here to help you save more, earn more, and achieve more by providing A+ tools, resources, and the personalized service you deserve – from managing everyday finances to planning for retirement.
Banking At Your Fingertips
Easily enroll in A+ Online Banking to conveniently access and manage your accounts 24/7.
Fast, Hassle-Free Paydays
Direct deposit at A+FCU delivers your paycheck straight to your account by up to 2 days early.*
Security & Fraud Protection
Keep your account info safe – use our tools and tips to help protect yourself from fraud.
Full Service Financial Institution
Everything you need, all in one place – from everyday banking to loans, credit cards, and more.
Exclusive Membership Perks
Get more out of your membership with PlusPoints rewards, special discounts, free financial counseling, and more.
Investing In Your Future
Saving for retirement is easy with the help of our A+ Wealth Management team.
Set Up A+ Online Banking
Manage your accounts when you enroll in A+ Online Banking using these easy steps:
- Click the Enroll Now button below.
- Fill out the form using the Primary account holder’s information.
- Notate the Login ID and follow the prompts to finish the opening process.
You can also easily enroll from the A+ Mobile App. Click the icons below to download our free app and follow the same instructions to enroll.
Online Tools
Once you’re logged in, access free tools designed to support your financial needs. Whether it’s day-to-day account management, automating bill payments, or consolidating financial information, we’re committed to helping you meet your goals.
- Financial Tools: Import data from other financial institutions to track all your spending in one place.
- Bill Pay: Easily schedule payments, reminders, and more from one central hub for free.
- Mobile Deposit: Conveniently deposit checks with the A+ Mobile App anytime, from anywhere.
Get Paid Up To Two Days Early*
Easily enroll your direct deposit online to enjoy the benefits of an early payday, special product offers, and more.
*Early payment of funds is not guaranteed and is subject to when A+FCU receives the funds from the originator.
Security Tools To Safeguard Your Info
Card Management
Add an extra layer of protection to your A+FCU debit card – set alerts, disable your card, and more.
Credit Score
Monitor your credit by enrolling for FREE monthly credit score updates to help catch potential fraud.
eAlerts
Receive real-time notifications to stay on top of any activity happening in your account.
Fraud Protection
Learn how to recognize scams, deter fraudsters, and take appropriate action if you fall victim.
Safety & Security Blogs
Get tips on how to protect yourself against fraud and how to spot the latest scam tactics.
Protect Your Finances Checklist
Always be on high alert for fraud. Better protect your finances with these recommended steps and free services available to A+FCU members.
Check Out Our Popular Products
As a full-service financial institution, we offer a wide variety of products designed to support you on your A+ journey. Make sure you’re benefiting with our most popular products:
Cash-Back Checking
This free checking account is our most popular and great for everyone. Earn unlimited cash back paid monthly when you use your A+FCU debit card on everyday purchases with our free Cash-Back Checking Account.
Share Certificates
Invest in your future with a high-yield, low-risk certificate. We offer a variety of certificates to choose from based on your financial needs – whether you have $10 or $1,000 to save, we can help you boost your financial success.
Savings Accounts
Whether you’re saving money for a big expense or emergencies, know your finances are secure and earn dividends in an insured account. Learn more about the different saving accounts we offer and find the one that’s right for you.
Personal Loans
Get the support you need with credit options that offer flexible terms and competitive rates, plus use the funds how you need – home improvements, debt consolidation, education expenses, and more.
Vehicle Loans
Whether you’re looking to buy a new car, refinance the one you already have, or finance a recreational vehicle, we have options to help and an experienced team to guide you through the process.
Home Loans
Our award-winning Mortgage team is available to help you find the right mortgage to buy your dream home, explore refinance options to save money monthly or get cash out, or discuss ways to turn your home’s equity into cash.
Tiered Money Market
Grow your savings with higher dividends and the flexibility you need including no minimum opening balance requirements, no transfer or withdrawal limit, and no monthly fees. As your balance increases, so does your dividend rate!
Membership Perks
There’s more to your membership than banking. Take advantage of these benefits.
A+ Wealth Management
Put your money to work with the right tools. Create a custom investment strategy with an A+ Wealth Management Financial Advisor.