Youth Accounts

Learn smart money skills early.

We offer a variety of products and resources for kids, teens, and young adults.

Youth Membership Savings

With a low minimum balance, no membership fee, and no monthly fee, the Youth Membership Savings account is designed to make it easier for kids and teens under 19 to start saving.

	Minimum to Open	Minimum to Earn Dividends	Monthly Fee	APY
Youth Membership Savings	$10	$10	$0	0.10%

OPEN

APY=Annual Percentage Yield. Routing #314977104. Rates subject to change. Conditions and restrictions may apply. Subject to change without notice. Membership required. Federally insured by NCUA. Declared rate: 1.1.2022 through 1.31.2022.

Cash-Back Checking

The Cash-Back Checking account rewards you with unlimited cash back. Using your debit card on everyday purchases can help build your savings without even trying.

	Minimum to Open	Minimum Balance	Monthly Fee	Earnings
Cash-Back Checking	$0	$0	$0	Up to 10¢ per debit card purchase

$0 to open
No monthly fee
Earn 10¢ and 10 PlusPoints for signature-based purchases with your A+FCU debit card or linked Mobile Wallet
Earn 5¢ and 5 PlusPoints for PIN-based purchases with your A+FCU debit card
Cash back deposited monthly into your Youth Membership Savings account
Instant issue Visa® EMV Chip Debit Card
Online and mobile banking
Mobile check deposit with A+ Mobile app
Surcharge-free ATMs (at select ATMs)

OPEN

Routing #314977104. eStatements and debit card required. All checking accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice. Membership required. Federally insured by NCUA.

Support Your School and School District

Get one of the following custom debit cards and A+FCU will also donate up to 10¢ per debit card purchase to the following schools and school districts:

	Supports	Issued At
	Akins High School	Akins HS Branch
	Connally High School	Connally HS Branch
	Hendrickson High School	Hendrickson HS Branch
	Hutto ISD	Hutto Branch
	Lake Travis ISD	Bee Cave Branch
	Round Rock High School	Round Rock HS Branch
	San Marcos High School	San Marcos HS Branch