Share Certificates
High dividend, low commitment saving.
Share certificates may be part of your long-term savings strategy, but with terms from 6 to 60 months, you can access funds in the short-term too.
Special 19-Month Share Certificate
For a limited time, earn 2.42% APY on a 19-month share certificate.
| Minimum Balance | Maximum Balance | APY | |
|---|---|---|---|
| 19-Month Share Certificate | $1,000 | $250,000 | 2.42% |
Take advantage of this offer:
- Visit an A+FCU location
- Call 512.302.6800
- Money must be new to A+FCU
APY = Annual Percentage Yield. Routing #314977104. Membership required. New money and/or money from a maturing 15-month certificate only. Programs, rates, terms, and conditions are subject to change without notice. Penalty may be assessed for early withdrawal. Cannot use PlusPoints for this program. 19 month term. $1,000 minimum balance required. $250,000 maximum balance allowed. Limit one special 19-month share certificate per member. Limited time offer due to 19-Month Certificate program allotment. Effective date: 8.7.19. Federally insured by NCUA.
StartUP Share Certificate
The StartUP Share Certificate is an easy way to start saving for the future, with a low $10 minimum balance, high 5.00% APY return, and the ability to add money to the certificate at any time up to $1,000. You can also redeem your PlusPoints to increase the APY up to 0.50%.
| Term | Minimum Balance | Maximum Balance | APY | |
|---|---|---|---|---|
| StartUP Share Certificate | 12 months | $10 | $1,000 | 5.00% |
APY=Annual Percentage Yield. Routing #314977104. Dividends calculated on daily balance, paid monthly, and automatically transferred to Membership Savings account. Maximum balance=$1,000. Penalty may be imposed for early withdrawals. Limit one StartUP Share Certificate per member. Conditions and restrictions may apply. Subject to change without notice. Membership required. Federally insured by NCUA. Effective dates: 8.21.19 through 8.27.19.
Plus Advantage Certificates
Plus Advantage Certificates add the special feature of getting a one-time increase in the APY should rates increase (specific to certificate term and type). You can also redeem your PlusPoints to increase the APY by up to 0.50%.
| Term | Minimum Balance | APY |
|---|---|---|
| 12 month | $1,000 | 1.66% |
| 24 month | $1,000 | 1.92% |
| 36 month | $1,000 | 2.02% |
| 48 month | $1,000 | 2.12% |
| 60 month | $1,000 | 2.27% |
APY=Annual Percentage Yield. Routing #314977104. A penalty may be imposed for early withdrawals. Accounts federally insured up to $250,000 by NCUA. To increase the rate during the term of Plus Advantage Certificates using PlusPoints, PlusPoints must again be available at each rate change. Conditions and restrictions may apply. Subject to change without notice. Membership required. Effective Dates: 8.21.19 through 8.27.19.