Find answers to our Frequently Asked Questions.
Special New Money Advantage Share Certificate

For a limited time, earn 3.50% APY* on a 19-month share certificate or 4.00% APY* on a 37-month share certificate with money new to A+FCU.

  Minimum Balance Maximum Balance† APY*
19-Month New Money Advantage Share Certificate $1,000 $1,000,000 3.50%
37-Month New Money Advantage Share Certificate $1,000 $1,000,000 4.00%


Take advantage of these limited-time certificate offers by visiting an A+FCU
branch.

*APY = Annual Percentage Yield.
†$1,000,000 maximum balance allowed across all New Money Advantage Certificates.
Membership required. Insured by NCUA. Money must be new to A+FCU. Programs, rates, terms, and conditions are subject to change without notice. Penalty may be assessed for early withdrawal. Cannot use PlusPoints for New Money Advantage Share Certificates. Limited-time offer due to New Money Advantage Share Certificate program allotment. At maturity, 19-month certificate will automatically renew for an 18-month term and 37-month certificate will automatically renew for a 36-month term. Routing #314977104. Effective Dates: 11.29.2022 (6pm) through 12.6.2022 (5:59pm).
New members must open a Membership Savings account. $10 minimum opening deposit required for Membership Savings. $5 New Membership fee. New accounts screened through ChexSystems. Person must have US SSN/ITIN.

 

Special New Money Advantage Share Certificates

For a limited time, earn 3.50% APY* on a 19-month share certificate or 4.00% APY* on a 37-month share certificate with money new to A+FCU.

19-Month New Money Advantage Share Certificate

  • Minimum Balance: $1,000
  • Maximum Balance: $1,000,000
  • APY*: 3.50%

37-Month New Money Advantage Share Certificate

  • Minimum Balance: $1,000
  • Maximum Balance: $1,000,000
  • APY*: 4.00%

Take advantage of this limited-time offer by visiting an A+FCU branch.

*APY = Annual Percentage Yield.
†$1,000,000 maximum balance allowed across all New Money Advantage Certificates.
Membership required. Insured by NCUA. Money must be new to A+FCU. Programs, rates, terms, and conditions are subject to change without notice. Penalty may be assessed for early withdrawal. Cannot use PlusPoints for New Money Advantage Share Certificates. Limited-time offer due to New Money Advantage Share Certificate program allotment. At maturity, 19-month certificate will automatically renew for an 18-month term and 37-month certificate will automatically renew for a 36-month term. Routing #314977104. Effective Dates: 11.29.2022 (6pm) through 12.6.2022 (5:59pm).
New members must open a Membership Savings account. $10 minimum opening deposit required for Membership Savings. $5 New Membership fee. New accounts screened through ChexSystems. Person must have US SSN/ITIN.

StartUP Share Certificate

The StartUP Share Certificate is an easy way to start saving for the future, with a low $10 minimum balance, high 5.00% APY return, and the ability to add money to the certificate at any time up to $1,000. You can also redeem your PlusPoints to increase the dividend rate by 0.25%.

  Term Minimum Balance Maximum Balance APY
StartUP Share Certificate 12 months $10 $1,000 5.00%

OPEN

APY=Annual Percentage Yield. Routing #314977104. Dividends calculated on daily balance, paid monthly, and automatically transferred to Membership Savings account. Maximum balance=$1,000. Penalty may be imposed for early withdrawals. Limit one StartUP Share Certificate per member. Conditions and restrictions may apply. Subject to change without notice. Membership required. Federally insured by NCUA. Effective dates: 11.29.2022 (6pm) through 12.6.2022 (5:59pm).

 

StartUP Share Certificate

The StartUP Share Certificate is an easy way to start saving for the future, with a low $10 minimum balance, high 5.00% APY return, and the ability to add money to the certificate at any time up to $1,000. You can also redeem your PlusPoints to increase the dividend rate up to 0.25%.

Term: 12 months

  • Minimum Balance: $10
  • Maximum Balance: $1,000
  • APY: 5.00%

OPEN

APY=Annual Percentage Yield. Routing #314977104. Dividends calculated on daily balance, paid monthly, and automatically transferred to Membership Savings account. Maximum balance=$1,000. Penalty may be imposed for early withdrawals. Limit one StartUP Share Certificate per member. Conditions and restrictions may apply. Subject to change without notice. Membership required. Federally insured by NCUA. Effective dates: 11.29.2022 (6pm) through 12.6.2022 (5:59pm).


Share Certificates

Share certificates can help you achieve the right balance between long- and short-term savings goals. You can also redeem your PlusPoints to increase the dividend rate by up to 0.25%.

Term Minimum Balance APY
6 month  $1,000 2.02%
12 month $1,000 2.43%
18 month $1,000 2.53%
24 month $1,000 2.73%
36 month $1,000 2.94%
48 month $1,000 2.99%
60 month $1,000 3.14%

OPEN

APY=Annual Percentage Yield. Routing #314977104. A penalty may be imposed for early withdrawals. Accounts federally insured up to $250,000 by NCUA. Conditions and restrictions may apply. Subject to change without notice. Membership required. Effective Dates: 11.29.2022 (6pm) through 12.6.2022 (5:59pm).

Share Certificates

Share certificates can help you achieve the right balance between long- and short-term savings goals. You can also redeem your PlusPoints to increase the dividend rate by up to 0.25%.

Term: 6 month

  • Minimum Balance: $1,000
  • APY: 2.02%

Term: 12 month

  • Minimum Balance: $1,000
  • APY: 2.43%

Term: 18 month

  • Minimum Balance: $1,000
  • APY: 2.53%

Term: 24 month

  • Minimum Balance: $1,000
  • APY: 2.73%

Term: 36 month

  • Minimum Balance: $1,000
  • APY: 2.94%

Term: 48 month

  • Minimum Balance: $1,000
  • APY: 2.99%

Term: 60 month

  • Minimum Balance: $1,000
  • APY: 3.14%
OPEN
APY=Annual Percentage Yield. Routing #314977104. A penalty may be imposed for early withdrawals. Accounts federally insured up to $250,000 by NCUA. Conditions and restrictions may apply. Subject to change without notice. Membership required. Effective Dates: 11.29.2022 (6pm) through 12.6.2022 (5:59pm).

Plus Advantage Certificates

Plus Advantage Certificates add the special feature of getting a one-time increase in the dividend rate should rates increase (specific to certificate term and type). You can also redeem your PlusPoints to increase the dividend rate by up to 0.25%.

Term Minimum Balance APY
12 month $1,000 2.32%
18 month $1,000 2.43%
24 month $1,000 2.63%
36 month $1,000 2.84%
48 month $1,000 2.89%
60 month $1,000 3.04%

OPEN

APY=Annual Percentage Yield. Routing #314977104. A penalty may be imposed for early withdrawals. Accounts federally insured up to $250,000 by NCUA. To increase the rate during the term of Plus Advantage Certificates using PlusPoints, PlusPoints must again be available at each rate change. Conditions and restrictions may apply. Subject to change without notice. Membership required. Effective Dates: 11.29.2022 (6pm) through 12.6.2022 (5:59pm).

Plus Advantage Certificates

Plus Advantage Certificates add the special feature of getting a one-time increase in the dividend rate should rates increase (specific to certificate term and type). You can also redeem your PlusPoints to increase the dividend rate by up to 0.25%.

Term: 12 month

  • Minimum Balance: $1,000
  • APY: 2.32%

Term: 18 month

  • Minimum Balance: $1,000
  • APY: 2.43%

Term: 24 month

  • Minimum Balance: $1,000
  • APY: 2.63%

Term: 36 month

  • Minimum Balance: $1,000
  • APY: 2.84%

Term: 48 month

  • Minimum Balance: $1,000
  • APY: 2.89%

Term: 60 month

  • Minimum Balance: $1,000
  • APY: 3.04%
OPEN
APY=Annual Percentage Yield. Routing #314977104. A penalty may be imposed for early withdrawals. Accounts federally insured up to $250,000 by NCUA. To increase the rate during the term of Plus Advantage Certificates using PlusPoints, PlusPoints must again be available at each rate change. Conditions and restrictions may apply. Subject to change without notice. Membership required. Effective Dates: 11.29.2022 (6pm) through 12.6.2022 (5:59pm).