A+FCU will be closed Monday, July 4, for Independence Day.

Find answers to our Frequently Asked Questions.
Special 30- and 42-Month Share Certificates

For a limited time, earn 1.56% APY* on a 30-month share certificate or 1.76% APY* on a 42-month share certificate.

  Minimum APY*
30-Month Share Certificate $1,000 1.56%
42-Month Share Certificate $1,000 1.76%

 

Take advantage of this offer:

If you’re not a current member, you can easily open your account and certificate online.

START HERE

 

If you’re already a member, you can open the certificate after logging in to A+ Online Banking or the A+ Mobile app:

  1. Log in to your account
  2. Open Menu
  3. Select Services
  4. Click Open Additional Accts
  5. Follow the prompts

These share certificates can also be opened by making an appointment at an A+FCU branch or by calling us at 512.302.6800.

*APY = Annual Percentage Yield.
Membership required. Insured by NCUA. Programs, rates, terms, and conditions are subject to change without notice. Penalty may be assessed for early withdrawal. Cannot use PlusPoints for these special share certificates. Limited time offer. Routing #314977104. Effective Dates: 6.28.2022 (6pm) through 7.5.2022 (5:59pm).
New members must open a Membership Savings account. $10 minimum opening deposit required for Membership Savings. $5 New Membership fee. New accounts screened through ChexSystems. Person must have US SSN/ITIN.

 

Special 30- and 42-Month Share Certificates

For a limited time, earn 1.56% APY* on a 30-month share certificate or 1.76% APY* on a 42-month share certificate.

30-Month Share Certificate

  • Minimum Balance: $1,000
  • APY : 1.56%

42-Month Share Certificate

  • Minimum Balance: $1,000
  • APY : 1.76%

Take advantage of this offer:

If you’re not a current member, you can easily open your account and certificate online.

START HERE

If you’re already a member, you can open the certificate after logging in to A+ Online Banking or the A+ Mobile app:

  1. Log in to your account
  2. Open Menu
  3. Select Services
  4. Click Open Additional Accts
  5. Follow the prompts

These share certificates can also be opened by making an appointment at an A+FCU branch or by calling us at 512.302.6800.

*APY = Annual Percentage Yield.
Membership required. Insured by NCUA. Programs, rates, terms, and conditions are subject to change without notice. Penalty may be assessed for early withdrawal. Cannot use PlusPoints for these special share certificates. Limited time offer. Routing #314977104. Effective Dates: 6.28.2022 (6pm) through 7.5.2022 (5:59pm).
New members must open a Membership Savings account. $10 minimum opening deposit required for Membership Savings. $5 New Membership fee. New accounts screened through ChexSystems. Person must have US SSN/ITIN.

StartUP Share Certificate

The StartUP Share Certificate is an easy way to start saving for the future, with a low $10 minimum balance, high 5.00% APY return, and the ability to add money to the certificate at any time up to $1,000. You can also redeem your PlusPoints to increase the dividend rate by 0.25%.

  Term Minimum Balance Maximum Balance APY
StartUP Share Certificate 12 months $10 $1,000 5.00%

OPEN

APY=Annual Percentage Yield. Routing #314977104. Dividends calculated on daily balance, paid monthly, and automatically transferred to Membership Savings account. Maximum balance=$1,000. Penalty may be imposed for early withdrawals. Limit one StartUP Share Certificate per member. Conditions and restrictions may apply. Subject to change without notice. Membership required. Federally insured by NCUA. Effective dates: 6.28.2022 (6pm) through 7.5.2022 (5:59pm).

 

StartUP Share Certificate

The StartUP Share Certificate is an easy way to start saving for the future, with a low $10 minimum balance, high 5.00% APY return, and the ability to add money to the certificate at any time up to $1,000. You can also redeem your PlusPoints to increase the dividend rate up to 0.25%.

Term: 12 months

  • Minimum Balance: $10
  • Maximum Balance: $1,000
  • APY: 5.00%

OPEN

APY=Annual Percentage Yield. Routing #314977104. Dividends calculated on daily balance, paid monthly, and automatically transferred to Membership Savings account. Maximum balance=$1,000. Penalty may be imposed for early withdrawals. Limit one StartUP Share Certificate per member. Conditions and restrictions may apply. Subject to change without notice. Membership required. Federally insured by NCUA. Effective dates: 6.28.2022 (6pm) through 7.5.2022 (5:59pm).


Share Certificates

Share certificates can help you achieve the right balance between long- and short-term savings goals. You can also redeem your PlusPoints to increase the dividend rate by up to 0.25%.

Term Minimum Balance APY
6 month  $1,000 0.75%
12 month $1,000 1.00%
18 month $1,000 1.11%
24 month $1,000 1.31%
36 month $1,000 1.51%
48 month $1,000 1.61%
60 month $1,000 1.81%

OPEN

APY=Annual Percentage Yield. Routing #314977104. A penalty may be imposed for early withdrawals. Accounts federally insured up to $250,000 by NCUA. Conditions and restrictions may apply. Subject to change without notice. Membership required. Effective Dates: 6.28.2022 (6pm) through 7.5.2022 (5:59pm).

Share Certificates

Share certificates can help you achieve the right balance between long- and short-term savings goals. You can also redeem your PlusPoints to increase the dividend rate by up to 0.25%.

Term: 6 month

  • Minimum Balance: $1,000
  • APY: 0.75%

Term: 12 month

  • Minimum Balance: $1,000
  • APY: 1.00%

Term: 18 month

  • Minimum Balance: $1,000
  • APY: 1.11%

Term: 24 month

  • Minimum Balance: $1,000
  • APY: 1.31%

Term: 36 month

  • Minimum Balance: $1,000
  • APY: 1.51%

Term: 48 month

  • Minimum Balance: $1,000
  • APY: 1.61%

Term: 60 month

  • Minimum Balance: $1,000
  • APY: 1.81%
OPEN
APY=Annual Percentage Yield. Routing #314977104. A penalty may be imposed for early withdrawals. Accounts federally insured up to $250,000 by NCUA. Conditions and restrictions may apply. Subject to change without notice. Membership required. Effective Dates: 6.28.2022 (6pm) through 7.5.2022 (5:59pm).

Plus Advantage Certificates

Plus Advantage Certificates add the special feature of getting a one-time increase in the APY should rates increase (specific to certificate term and type). You can also redeem your PlusPoints to increase the dividend rate by up to 0.25%.

Term Minimum Balance APY
12 month $1,000 0.90%
18 month $1,000 1.00%
24 month $1,000 1.21%
36 month $1,000 1.41%
48 month $1,000 1.51%
60 month $1,000 1.71%

OPEN

APY=Annual Percentage Yield. Routing #314977104. A penalty may be imposed for early withdrawals. Accounts federally insured up to $250,000 by NCUA. To increase the rate during the term of Plus Advantage Certificates using PlusPoints, PlusPoints must again be available at each rate change. Conditions and restrictions may apply. Subject to change without notice. Membership required. Effective Dates: 6.28.2022 (6pm) through 7.5.2022 (5:59pm).

Plus Advantage Certificates

Plus Advantage Certificates add the special feature of getting a one-time increase in the APY should rates increase (specific to certificate term and type). You can also redeem your PlusPoints to increase the dividend rate by up to 0.25%.

Term: 12 month

  • Minimum Balance: $1,000
  • APY: 0.90%

Term: 18 month

  • Minimum Balance: $1,000
  • APY: 1.00%

Term: 24 month

  • Minimum Balance: $1,000
  • APY: 1.21%

Term: 36 month

  • Minimum Balance: $1,000
  • APY: 1.41%

Term: 48 month

  • Minimum Balance: $1,000
  • APY: 1.51%

Term: 60 month

  • Minimum Balance: $1,000
  • APY: 1.71%
OPEN
APY=Annual Percentage Yield. Routing #314977104. A penalty may be imposed for early withdrawals. Accounts federally insured up to $250,000 by NCUA. To increase the rate during the term of Plus Advantage Certificates using PlusPoints, PlusPoints must again be available at each rate change. Conditions and restrictions may apply. Subject to change without notice. Membership required. Effective Dates: 6.28.2022 (6pm) through 7.5.2022 (5:59pm).