High dividend, low commitment saving.
Share certificates may be part of your long-term savings strategy, but with terms from 6 to 60 months, you can access funds in the short-term too.
StartUP Share Certificate
The StartUP Share Certificate is an easy way to start saving for the future, with a low $10 minimum balance, high 5.00% APY return, and the ability to add money to the certificate at any time up to $1,000. You can also redeem your PlusPoints to increase the APY up to 0.50%.
|Term||Minimum Balance||Maximum Balance||APY|
|StartUP Share Certificate||12 months||$10||$1,000||5.00%|
Plus Advantage Certificates
Plus Advantage Certificates add the special feature of getting a one-time increase in the APY should rates increase (specific to certificate term and type). You can also redeem your PlusPoints to increase the APY by up to 0.50%.