Share Certificates
High dividend, low commitment saving.
Share certificates may be part of your long-term savings strategy, but with terms from 6 to 60 months, you can access funds in the short-term too.
Special 30- and 42-Month Share Certificates
For a limited time, earn 1.56% APY* on a 30-month share certificate or 1.76% APY* on a 42-month share certificate.
| Minimum | APY* | |
|---|---|---|
| 30-Month Share Certificate | $1,000 | 1.56% |
| 42-Month Share Certificate | $1,000 | 1.76% |
Take advantage of this offer:
If you’re not a current member, you can easily open your account and certificate online.
START HERE
If you’re already a member, you can open the certificate after logging in to A+ Online Banking or the A+ Mobile app:
- Log in to your account
- Open Menu
- Select Services
- Click Open Additional Accts
- Follow the prompts
These share certificates can also be opened by making an appointment at an A+FCU branch or by calling us at 512.302.6800.
Membership required. Insured by NCUA. Programs, rates, terms, and conditions are subject to change without notice. Penalty may be assessed for early withdrawal. Cannot use PlusPoints for these special share certificates. Limited time offer. Routing #314977104. Effective Dates: 6.28.2022 (6pm) through 7.5.2022 (5:59pm).
New members must open a Membership Savings account. $10 minimum opening deposit required for Membership Savings. $5 New Membership fee. New accounts screened through ChexSystems. Person must have US SSN/ITIN.
Special 30- and 42-Month Share Certificates
For a limited time, earn 1.56% APY* on a 30-month share certificate or 1.76% APY* on a 42-month share certificate.
30-Month Share Certificate
- Minimum Balance: $1,000
- APY : 1.56%
42-Month Share Certificate
- Minimum Balance: $1,000
- APY : 1.76%
Take advantage of this offer:
If you’re not a current member, you can easily open your account and certificate online.
If you’re already a member, you can open the certificate after logging in to A+ Online Banking or the A+ Mobile app:
- Log in to your account
- Open Menu
- Select Services
- Click Open Additional Accts
- Follow the prompts
These share certificates can also be opened by making an appointment at an A+FCU branch or by calling us at 512.302.6800.
Membership required. Insured by NCUA. Programs, rates, terms, and conditions are subject to change without notice. Penalty may be assessed for early withdrawal. Cannot use PlusPoints for these special share certificates. Limited time offer. Routing #314977104. Effective Dates: 6.28.2022 (6pm) through 7.5.2022 (5:59pm).
New members must open a Membership Savings account. $10 minimum opening deposit required for Membership Savings. $5 New Membership fee. New accounts screened through ChexSystems. Person must have US SSN/ITIN.
StartUP Share Certificate
The StartUP Share Certificate is an easy way to start saving for the future, with a low $10 minimum balance, high 5.00% APY return, and the ability to add money to the certificate at any time up to $1,000. You can also redeem your PlusPoints to increase the dividend rate by 0.25%.
| Term | Minimum Balance | Maximum Balance | APY | |
|---|---|---|---|---|
| StartUP Share Certificate | 12 months | $10 | $1,000 | 5.00% |
StartUP Share Certificate
The StartUP Share Certificate is an easy way to start saving for the future, with a low $10 minimum balance, high 5.00% APY return, and the ability to add money to the certificate at any time up to $1,000. You can also redeem your PlusPoints to increase the dividend rate up to 0.25%.
Term: 12 months
- Minimum Balance: $10
- Maximum Balance: $1,000
- APY: 5.00%
Plus Advantage Certificates
Plus Advantage Certificates add the special feature of getting a one-time increase in the APY should rates increase (specific to certificate term and type). You can also redeem your PlusPoints to increase the dividend rate by up to 0.25%.
| Term | Minimum Balance | APY |
|---|---|---|
| 12 month | $1,000 | 0.90% |
| 18 month | $1,000 | 1.00% |
| 24 month | $1,000 | 1.21% |
| 36 month | $1,000 | 1.41% |
| 48 month | $1,000 | 1.51% |
| 60 month | $1,000 | 1.71% |
Plus Advantage Certificates
Plus Advantage Certificates add the special feature of getting a one-time increase in the APY should rates increase (specific to certificate term and type). You can also redeem your PlusPoints to increase the dividend rate by up to 0.25%.
Term: 12 month
- Minimum Balance: $1,000
- APY: 0.90%
Term: 18 month
- Minimum Balance: $1,000
- APY: 1.00%
Term: 24 month
- Minimum Balance: $1,000
- APY: 1.21%
Term: 36 month
- Minimum Balance: $1,000
- APY: 1.41%
Term: 48 month
- Minimum Balance: $1,000
- APY: 1.51%
Term: 60 month
- Minimum Balance: $1,000
- APY: 1.71%